

40 Watkins Ave, Staten Island, NY, 10312
About This Home
Spacious and versatile 7-over-4 split-level raised ranch offering exceptional living space and endless possibilities! This well-maintained home features major recent upgrades, including new siding, a new roof, and new windows, providing both curb appeal and peace of mind for years to come. The main living level boasts a bright and airy eat-in kitchen, a formal living room, and a formal dining room, creating the perfect layout for both everyday living and entertaining. Just a few steps up, you'll find a generously sized primary bedroom complete with its own private full bathroom, along with two additional spacious bedrooms and another full bath. The ground level offers a welcoming foyer, an attached garage, a convenient half bath, for guests, recreation. One of the home's most unique features is the enormous unfinished attic, which offers tremendous potential to be transformed into a third floor with additional bedrooms, office space, recreation rooms, or a private retreat. The full unfinished basement provides even more expansion opportunities and can be finished to create another level of living space, adding significant value and functionality. Situated on a desirable property, this one-of-a-kind home combines size, flexibility, and future potential rarely found in today's market. Whether you're looking for a large family home, multi-generational living, or a property with room to grow, this exceptional residence is a must-see.
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- Year built: 1979
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Raised Ranch
- Property subType: Half Duplex
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Walk-In Closet(s),Ceiling Fan(s)
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Units
Interior Area
- Total structure area: 2,088
- Total interior livable area: 2,088 sqft
Property
Details
- Parcel number: 056510025
- Zoning: R3-1
Features
- Stories: 2
- Fencing: Fenced
Lot
- Lot size: 3,049 sqft
- Features: Front Yard,Back Yard,Side
- Lot size dimensions: 42 x 100
Parking
- Total spaces: 1
- Parking features: Carport,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Richmond County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $227 | $2,724 |
| Property Taxes | $585 | $7,020 |
| Electricity | $345 | $4,140 |
| Total | $5,197 | $62,364 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $799,000 |
| 2026-06-11 | Listed for sale | $699,000 |
