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40 Watkins Ave, Staten Island, NY, 10312

4beds
3baths
2,088sqft
$799,000
$383price/sqft
$5,197/moest. monthly cost
$207,880/yrincome needed

About This Home

Spacious and versatile 7-over-4 split-level raised ranch offering exceptional living space and endless possibilities! This well-maintained home features major recent upgrades, including new siding, a new roof, and new windows, providing both curb appeal and peace of mind for years to come. The main living level boasts a bright and airy eat-in kitchen, a formal living room, and a formal dining room, creating the perfect layout for both everyday living and entertaining. Just a few steps up, you'll find a generously sized primary bedroom complete with its own private full bathroom, along with two additional spacious bedrooms and another full bath. The ground level offers a welcoming foyer, an attached garage, a convenient half bath, for guests, recreation. One of the home's most unique features is the enormous unfinished attic, which offers tremendous potential to be transformed into a third floor with additional bedrooms, office space, recreation rooms, or a private retreat. The full unfinished basement provides even more expansion opportunities and can be finished to create another level of living space, adding significant value and functionality. Situated on a desirable property, this one-of-a-kind home combines size, flexibility, and future potential rarely found in today's market. Whether you're looking for a large family home, multi-generational living, or a property with room to grow, this exceptional residence is a must-see.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
Ps 42 EltingvilleGrades PK-50.6 mi
10/10
Is 75 Frank D PauloGrades 6-81.6 mi
7/10
Tottenville High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1979

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Raised Ranch
  • Property subType: Half Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Ceiling Fan(s)

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Units

Interior Area

  • Total structure area: 2,088
  • Total interior livable area: 2,088 sqft

Property

Details

  • Parcel number: 056510025
  • Zoning: R3-1

Features

  • Stories: 2
  • Fencing: Fenced

Lot

  • Lot size: 3,049 sqft
  • Features: Front Yard,Back Yard,Side
  • Lot size dimensions: 42 x 100

Parking

  • Total spaces: 1
  • Parking features: Carport,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$227$2,724
Property Taxes $585$7,020
Electricity $345$4,140
Total$5,197$62,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,182/yr
40% on housing$155,910/yr
45% on housing$138,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 10312$439
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10312$437
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$799,000
2026-06-11Listed for sale$699,000

For Sale by Agent

AgentRaymond Ng
BrokerageAshford Homes LLC

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