See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

81 Gary St, Staten Island, NY, 10312

3beds
4baths
1,472sqft
$899,500
$611price/sqft
$5,709/moest. monthly cost
$228,360/yrincome needed

About This Home

Discover 81 Gary Street, an impeccably cared-for residence nestled in the desirable community of Arden Heights, a neighborhood appreciated for its attractive streets, welcoming atmosphere, and convenient location. Enter inside to a spacious and inviting interior featuring freshly polished hardwood floors that extend throughout the main living areas. The welcoming living room offers generous space for everyday living and entertaining and is complemented by a convenient powder room. Toward the rear of the home, you'll find an eat-in kitchen that connects effortlessly to the dining area, where a charming gas fireplace creates the perfect focal point for gatherings. Double French doors open onto an elevated deck overlooking the backyard, providing an excellent setting for outdoor meals, weekend barbecues, or simply unwinding after a long day. The upper level offers a comfortable primary suite complete with its own private bathroom, while two additional well-proportioned bedrooms share a full hall bath, providing flexibility space or a home office. The lower level has been enhanced with its separate entrance, brand-new tile flooring and a newly completed Full bathroom, creating an ideal area for a recreation room, media room, workout space, playroom. Direct access to the front of the property adds both convenience and functionality. An additional highlight is the full stand-up attic with finished flooring, offering outstanding storage capacity and exciting possibilities for future use. Outside, the private driveway accommodates multiple vehicles, eliminating the hassle of street parking. Conveniently situated near shopping centers, restaurants, schools, parks, public transportation, and major highways, this home offers The perfect balance of comfort, practicality, and location.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
10/10
Is 75 Frank D PauloGrades 6-81.5 mi
7/10
Tottenville High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Pitched
  • Construction materials: Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Separate Entrance

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Property

Details

  • Parcel number: 057240052
  • Attached to another structure: Yes
  • Zoning: R3
  • Special condition: Arm's Length
  • Foundation area: 736

Features

  • Stories: 2

Lot

  • Lot size: 2,500 sqft
  • Features: Back Yard
  • Lot size dimensions: 25x100

Parking

  • Total spaces: 3
  • Parking features: Private Drive,3 Spaces
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,548$54,576
Home Insurance *$256$3,072
Property Taxes $659$7,908
Electricity $246$2,954
Total$5,709$68,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,737/yr
40% on housing$171,270/yr
45% on housing$152,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$611This listing

vs Other Active Listings

Avg $/sqft

ZIP 10312$437
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10312$437
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$899,500
2026-07-23Listed for sale$895,000
2025-09-25Listing removed$883,000
2025-07-23Listed for sale$883,000
2023-10-17Listing removed$839,000
2023-09-08Listed for sale$839,000
2023-09-07Listing removed--
2023-08-10Listed for rent$3,750
2020-03-01Listing removed$668,000
2020-01-24Price change$668,000
2020-01-09Listed for sale$688,000
2019-01-11Listing removed$749,999
2018-11-09Listed for sale$749,999
2010-10-29Listing removed$459,900
2010-10-09Listed for sale$459,900
1996-12-13Sold$136,000
1996-03-28Sold$50,000

For Sale by Agent

AgentJing (Cindy) Chen
BrokerageAshford Homes LLC

Similar Homes