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44 Zephyr Ave, Staten Island, NY, 10312

5beds
4baths
3,500sqft
$1,799,000
$514price/sqft
$11,505/moest. monthly cost
$460,200/yrincome needed

About This Home

Custom wood frame stucco finish house. Home on the beach displays a Resort -Style Yard with a breath taking view of the ocean. Nestled on a Tranquil, Tree-Lined Street this expansive custom-designed home offers privacy, comfort, and room to grow--Boasting approximately 4200 square feet of living space plus a full finished basement, there's no shortage of room to relax or entertain. The first floor features a specialty kitchen, a spacious living room formal den, and office . Upstairs, vaulted ceilings enhance the sense of space, where you'll find a master suite and four additional bedrooms, 2 bathrooms that includes a master bathroom with a steam shower. In addition, the third floor has a finished attic that can be used for storage or a bedroom. The completely finished basement has a kitchen, dinette, living room and full bathroom as well as 2 bedrooms. Step outside to your private backyard oasis, complete with a 13 man swim spa hot tub over looking a breath taking view of the ocean. --a true resort-like setting right at home.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Ps 5 HuguenotGrades K-50.9 mi
8/10
Is 7 Elias BernsteinGrades 6-80.7 mi
7/10
Tottenville High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1997

Materials

  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Third

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Family Room

  • Level: First

Family Room

  • Level: Second

Features

  • Walk-In Closet(s),Central Vacuum,Ceiling Fan(s),Fireplace,Pantry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Other

  • Level: Third

Other

  • Level: Third

Property

Details

  • Parcel number: 064520001
  • Zoning: R3X

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: In Ground
  • Patio & porch: Deck
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 7,405 sqft
  • Features: Back Yard,Side
  • Lot size dimensions: 40 x 192

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$512$6,144
Property Taxes $1,319$15,828
Electricity $578$6,940
Total$11,505$138,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$394,457/yr
40% on housing$345,150/yr
45% on housing$306,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 10312$437
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10312$437
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,850,000
2026-04-28Listing removed$1,850,000
2026-04-14Price change$1,850,000
2026-01-05Listed for sale$1,998,000
2025-11-22Listing removed$2,199,000
2025-11-07Price change$2,199,000
2025-10-24Listed for sale$2,499,000
2015-09-29Sold$1,200,000
2015-06-11Pending sale$1,300,000
2015-04-06Listed for sale$1,300,000

For Sale by Agent

AgentMatthew Black
BrokerageRobert DeFalco Realty, Inc.

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