1 Havervale Lane, Garnerville, NY, 10923
About This Home
Beautifully maintained 4-bedroom, 2 full-bath home offering comfort, style, and numerous updates throughout. This move-in-ready property features spacious living areas and a family room with new flooring installed in 2018. The updated bathrooms add a modern touch, while the new siding (2020) enhances curb appeal and energy efficiency. See the new front door and living room window (2026). Enjoy outdoor entertaining on the newer deck (2019), overlooking the yard and providing the perfect space for gatherings and relaxation. Additional major improvements include a new washer and dryer (2015), hot water heater (2021), and a brand-new driveway (2026), giving buyers peace of mind for years to come. With its thoughtful upgrades, generous layout, and pride of ownership throughout, this exceptional home is ready for its next owner. Don't miss this wonderful opportunity!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1956
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Partially Finished
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: First
Features
- Ceiling Fan(s)
- Attic: None
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Multi Units
Interior Area
- Total structure area: 1,588
- Total interior livable area: 1,588 sqft
Kitchen
- Level: First
Laundry
- Level: Lower
Living Room
- Level: First
Property
Details
- Parcel number: 39220302600900010160000000
- Special condition: None
Features
- Levels: Three Or More
- Exterior features: Garden
- Fencing: Back Yard
Lot
- Lot size: 8,276 sqft
- Features: Corner Lot,Private
Parking
- Total spaces: 1
- Parking features: Carport,Driveway
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Rockland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,109 | $37,308 |
| Home Insurance * | $173 | $2,076 |
| Property Taxes | $1,055 | $12,660 |
| Electricity | $262 | $3,149 |
| Total | $4,599 | $55,188 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Listed for sale | $615,000 |
| 2014-08-26 | Sold | $230,000 |
| 2014-06-15 | Listed for sale | $250,000 |
| 2001-02-23 | Sold | $207,000 |
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