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58 South Midland Avenue, Nyack, NY, 10960

4beds
2baths
2,820sqft
$1,150,000
$408price/sqft
$8,576/moest. monthly cost
$343,040/yrincome needed

About This Home

Welcome to this timeless 1906 Colonial, where classic elegance, exceptional craftsmanship, and thoughtful updates come together to create a truly special home. A welcoming rocking chair front porch overlooks a picturesque tree-lined street, setting the tone for this beautifully maintained residence offering over 2,800 square feet of inviting living space. Inside, you'll find the warmth and character of a bygone era with gleaming hardwood floors, original architectural details, pocket doors, French doors, high ceilings, and abundant natural light throughout. The gracious living room is ideal for entertaining, while the spacious family room provides a comfortable setting for everyday living. A private home office offers the flexibility today's lifestyle demands. The oversized eat-in kitchen is designed for both function and entertaining, featuring a butler's pantry with abundant storage and prep space. A beautifully updated powder room completes the main level. The elegant staircase leads to four generously sized bedrooms, each with ample closet space, along with a well-appointed full bath. A finished walk-up attic provides exceptional storage and versatile bonus space, perfect for a playroom, home gym, studio, or future expansion. Lovingly maintained, this home has been thoughtfully updated with a newer roof on both the main house and detached garage (approximately four years old), a four-year-old boiler, an updated electrical panel, recessed lighting, four Fujitsu mini-split systems for efficient heating and cooling, and a newly installed Trex deck overlooking the backyard. Adding to its exceptional appeal is the property's rare double-lot offering. The main residence is situated on approximately 0.17 acres, while the separately subdivided quarter-acre parcel is a buildable lot, presenting a unique opportunity for future development, investment, or multigenerational living. Enjoy the property as one expansive homesite with exceptional outdoor space, or explore the potential to build on the additional lot.  Properties offering this combination of historic charm, modern updates, and future potential are rarely available. This is a truly exceptional opportunity to own a distinctive Colonial with endless possibilities.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
5/10
Nyack Middle SchoolGrades 6-80.2 mi
8/10
Nyack Senior High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1906

Materials

  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Entrance Foyer,Formal Dining,Kitchen Island,Recessed Lighting
  • Flooring: Ceramic Tile,Hardwood
  • Attic: Storage,Walkup

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,820
  • Total interior livable area: 2,820 sqft

Property

Details

  • Parcel number: 39240306504400020420010000
  • Special condition: None
  • Exclusions: Family room & entry hallway light fixtures r excluded

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$321$3,852
Property Taxes $1,974$23,688
Electricity $466$5,592
Total$8,576$102,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$294,034/yr
40% on housing$257,280/yr
45% on housing$228,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 10960$484
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10960$425
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$1,150,000
2022-02-15Sold$860,000
2021-11-17Pending sale$745,000
2021-10-08Listed for sale$745,000

For Sale by Agent

AgentPatricia L Tirro
BrokerageColdwell Banker Realty

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