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108 Summit Avenue, Tappan, NY, 10983

3beds
2baths
1,717sqft
$650,000
$379price/sqft
$4,849/moest. monthly cost
$193,960/yrincome needed

About This Home

This charming 1920’s colonial is ideally situated on a quiet, tree-lined street in the highly sought-after hamlet of Tappan. Offering 3 bedrooms and 2 bathrooms, the residence provides a warm and inviting atmosphere with a layout designed for everyday living. Hardwood floors run throughout, enhancing the home’s timeless character while ample sunlight fills the interior and highlights the home’s living area, complete with an inviting wood-burning fireplace. The eat-in kitchen is perfect for both casual meals and entertaining, with direct access through beautiful sliding glass doors to a patio that extends to a level backyard. Upstairs, you’ll find three well-proportioned bedrooms and a full bathroom, offering ample storage space and flexibility. A full basement adds valuable bonus space, perfect for storage or future customization to your individual needs. Set on a desirable level corner lot, the property includes a detached one-car garage, providing added convenience and functionality. A newly installed roof offers peace of mind and features a 50-year transferable warranty. Located within the award-winning Orangetown Central School District, this home appeals to those seeking both quality of education and convenience. Enjoy close proximity to local restaurants, parks, and an abundance of outdoor recreation, including hiking, biking, sailing, and golf. An active lifestyle is right at your doorstep. Commuters will appreciate the easy access to major roadways, with New York City approximately 30 minutes away via the Palisades Parkway.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
10/10
Tappan Zee High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1928

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Granite Counters
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,717
  • Total interior livable area: 1,717 sqft

Property

Details

  • Parcel number: 39248907700600020640000000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Patio

Lot

  • Lot size: 5,663 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$165$1,980
Property Taxes $1,115$13,380
Electricity $283$3,405
Total$4,849$58,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,251/yr
40% on housing$145,470/yr
45% on housing$129,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 10983$416
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10983$408
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$650,000

For Sale by Agent

AgentAnthony F. Lando
BrokerageJulia B Fee Sothebys Int. Rlty

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