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450 Valentine Avenue, Sparkill, NY, 10976

4beds
3baths
2,650sqft
$699,500
$264price/sqft
$5,357/moest. monthly cost
$214,280/yrincome needed

About This Home

Discover this stunning newer-build custom bi-level home, thoughtfully designed to make the most of its scenic sloping lot and exceptional outdoor spaces. Perfectly positioned near all major highways, this property offers both convenience and tranquility—an ideal blend for today’s lifestyle. Step inside to find a flexible layout perfectly suited for multi-family living, with spacious, sun-filled rooms and modern finishes throughout. The home features a two-car garage, ample storage, and a versatile lower level that opens up even more opportunities for extended living or guest accommodations. Outdoors, the property truly shines. Multiple decks and patios create inviting spaces for relaxing, entertaining, and enjoying the surrounding landscape. Beautiful masonry work adds warmth, character, and timeless appeal, while the expansive yard provides endless possibilities for gardening, play, or gathering with friends and family. A rare combination of thoughtful design, custom craftsmanship, and abundant outdoor living—this bi-level home offers comfort, flexibility, and style in a location that can’t be beat.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
10/10
Tappan Zee High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1970

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Bathroom1

  • Level: Lower

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom1

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: Lower

Dining Room

  • Level: Lower

Dining Room

  • Level: Second

Family Room

  • Level: Lower

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Entrance Foyer,Formal Dining,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Storage
  • Flooring: Carpet,Combination,Hardwood
  • Attic: Partial

Heating & Cooling

  • Heating features: Ducts
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,650
  • Total interior livable area: 2,650 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Lower

Laundry

  • Level: Second

Living Room

  • Level: Second

Master Bathroom

  • Level: Second

Office

  • Level: Lower

Property

Details

  • Parcel number: 39248907800500020020000000
  • Special condition: None

Lot

  • Lot size: 0.47 Acres

Parking

  • Total spaces: 6
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,537$42,444
Home Insurance *$183$2,196
Property Taxes $1,200$14,400
Electricity $437$5,255
Total$5,357$64,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,668/yr
40% on housing$160,710/yr
45% on housing$142,853/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 10976$336
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10976$463
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$699,999
2026-01-28Listed for sale$715,000
2026-01-20Listing removed$769,000
2025-11-28Listed for sale$769,000
2025-11-06Listing removed--
2025-11-05Price change$680,000
2025-10-13Price change$695,000
2025-10-12Listed for sale$750,000
2008-10-23Listing removed$460,000
2008-09-11Price change$460,000
2008-05-24Price change$499,900
2008-04-21Price change$519,900
2008-04-12Price change$539,900
2008-03-13Listed for sale$569,000
1998-05-07Sold$233,000
1997-08-05Sold$210,000

For Sale by Agent

AgentKathleen A Kennedy
BrokerageImagine Properties NY

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