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29 Harris Avenue, Mechanicville, NY, 12118

5beds
1baths
2,144sqft
$269,999
$126price/sqft
$2,201/moest. monthly cost
$88,040/yrincome needed

About This Home

Don't miss this incredible opportunity to own a spacious 5-bedroom home in the heart of Mechanicville. This property offers plenty of room for everyone including 3 1st floor bedrooms!! The 2nd floor master bedroom has plenty of space and an extra bonus area that can be used as an office or upgraded to a master suite. Don't miss the updated bathroom. The large basement has plenty of room for storage or more. New vinyl windows and storm door installed in 2023. Updated plumbing and new drain lines completed March 2026!! Bring your ideas for the backyard. Great space for relaxing and enjoying this summer. Conveniently located just minutes from local shops, schools, and other amenities.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceramic Tile Bath
  • Flooring: Vinyl,Ceramic Tile,Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 2,144
  • Finished area above ground: 2,144

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,144
  • Total interior livable area: 2,144 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 411000 261.8417
  • Special condition: Standard

Features

  • Patio & porch: Porch
  • Exterior features: None

Lot

  • Lot size: 8,276 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$59$708
Property Taxes $423$5,076
Electricity $354$4,251
Total$2,201$26,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,462/yr
40% on housing$66,030/yr
45% on housing$58,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 12118$250
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12118$281
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$315,000
2013-12-13Sold$127,400
2013-09-26Price change$129,900
2013-08-20Listed for sale$134,900

For Sale by Agent

AgentPremier Homes Elite Realty LLC, Chrystal Chadwick
BrokeragePremier Homes Elite Realty LLC

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