303 Jefferson Street, Saratoga Springs, NY, 12866
About This Home
Ideally situated in one of Saratoga Springs' most desirable neighborhoods, nestled among established homes, this move-in-ready residence offers a rare opportunity to own a single-family home in this sought-after area of the city. A newly constructed home next door reflects the continued investment and desirability of the surrounding neighborhood. The bright kitchen features white shaker cabinetry, stainless steel appliances, and a convenient breakfast bar, while central air conditioning provides added comfort. Hardwood floors add warmth and character to the second level, while the spacious backyard includes a storage shed and plenty of room to relax, garden, or entertain. Enjoy an exceptional location within walking distance of the Saratoga Race Course and Saratoga Casino Hotel, and just a short walk or bike ride from Saratoga Spa State Park, where you can enjoy championship golf, SPAC concerts, the farmers' market, and the popular dog park. Sidewalks on the neighboring properties further enhance the neighborhood's walkable appeal and offer the opportunity to complete the sidewalk connection across the front of this home. Whether you're searching for your first home, looking to downsize, or seeking an investment property, this home offers exceptional value at an attractive price point. Affordable single-family homes within the city are becoming increasingly difficult to find, making this a wonderful opportunity to enjoy all that Saratoga Springs has to offer at an attainable price.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Oven,Refrigerator,Washer/Dryer
- Laundry features: Main Level
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 1,344
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
Kitchen
- Level: First
Living Room
- Level: First
Loft
- Level: Second
Property
Details
- Parcel number: 411589 178.52219.121
- Special condition: Standard
Features
- Patio & porch: Deck
Lot
- Lot size: 6,534 sqft
Parking
- Total spaces: 4
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,624 | $31,488 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $129 | $1,548 |
| Electricity | $246 | $2,954 |
| Total | $3,131 | $37,572 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Contingent | $519,000 |
| 2026-08-13 | Pending sale | $519,000 |
| 2026-08-03 | Price change | $519,000 |
| 2026-07-20 | Price change | $539,000 |
| 2026-07-06 | Listed for sale | $569,000 |
| 2024-08-09 | Sold | $415,000 |
| 2024-07-10 | Pending sale | $459,000 |
| 2024-06-29 | Price change | $459,000 |
| 2024-05-15 | Listed for sale | $499,000 |
| 2023-09-19 | Sold | $350,000 |
| 2010-11-22 | Listing removed | $229,000 |
| 2010-05-27 | Price change | $229,000 |
| 2010-05-21 | Listed for sale | $230,000 |
| 2010-02-03 | Listing removed | $224,000 |
| 2010-01-18 | Price change | $224,000 |
| 2009-12-05 | Price change | $225,100 |
| 2009-10-14 | Price change | $226,000 |
| 2009-09-03 | Price change | $227,000 |
| 2009-09-01 | Price change | $228,800 |
| 2009-08-21 | Price change | $228,900 |
| 2009-08-04 | Listed for sale | $229,000 |
| 2008-10-26 | Listing removed | $254,900 |
| 2008-10-14 | Price change | $254,900 |
| 2008-08-31 | Price change | $258,400 |
| 2008-08-04 | Price change | $262,900 |
| 2008-06-11 | Listed for sale | $266,000 |
| 2007-12-18 | Listing removed | $264,900 |
| 2006-06-09 | Sold | $198,630 |
| 2005-12-07 | Sold | $182,275 |
| 1997-02-04 | Sold | $75,000 |
For Sale by Agent
View on Zillow