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1 Beach Ct, Saratoga Springs, NY, 12866

4beds
3baths
1,850sqft
$1,190,000
$643price/sqft
$7,883/moest. monthly cost
$315,320/yrincome needed

About This Home

Welcome to this spacious and well-maintained 4-bedroom, 2.5-bath townhouse offering the perfect combination of comfort, convenience, and resort-style living. The home features a functional floor plan with generous living spaces, ample natural light, and plenty of room for family, guests, or a home office. Enjoy an exceptional lifestyle with access to an extensive array of community amenities, including indoor and outdoor tennis courts, indoor and outdoor pickleball courts, indoor and outdoor swimming pools, a hot tub, racquetball court, clubhouse, strength and cardio fitness center, outdoor basketball court, private beach on Saratoga Lake, grilling area overlooking Saratoga Lake, boat launch, available docks, and a full community kitchen. Whether you're looking to stay active, spend time on the water, or relax with family and friends, this community offers something for everyone. Conveniently located just minutes from downtown Saratoga Springs, shopping, dining, entertainment, and world-class attractions, this home presents an outstanding opportunity to enjoy maintenance-free living with unparalleled recreational amenities. Community Amenities Include: Indoor & outdoor tennis courts Indoor & outdoor pickleball courts Indoor & outdoor swimming pools Hot tub Racquetball court Clubhouse perfect for gatherings and events Fully equipped strength & cardio fitness center Outdoor basketball court Private beach on Saratoga Lake Grilling area overlooking the lake Boat launch for easy lake access Available docks Full community kitchen for entertaining

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Piers
  • Roof: Asphalt
  • Construction materials: Wood

Type & Style

  • Home type: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,850 sqft

Property

Details

  • Parcel number: 41158919329236

Features

  • Exterior features: Wood
  • Has spa: Yes

Lot

  • Lot size: 6,969 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$302$3,624
Property Taxes $1,259$15,108
Electricity $305$3,668
Total$7,883$94,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$270,274/yr
40% on housing$236,490/yr
45% on housing$210,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$643This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$446
Saratoga County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$1,190,000
2025-10-02Listing removed$3,200
2025-08-07Listed for rent$3,200
1992-09-08Sold$187,000

For Sale by Owner

AgentProperty Owner

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