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79 W High Street, Ballston Spa, NY, 12020

9beds
4baths
4,401sqft
$425,000
$97price/sqft
$3,425/moest. monthly cost
$137,000/yrincome needed

About This Home

Step back in time with this historic colonial mansion built in 1822, located in the heart of the historic district. Bursting with character and charm, this grand residence offers 9 bedrooms, 4 bathrooms, and 5 working fireplaces throughout. Two very large living rooms, and a 16x20 Dining room off the Butler Pantry. The rich hardwood floors flow through every level, showcasing timeless craftsmanship you just don't see today. With a little TLC, this property holds endless possibilities—transform it into a stunning single-family estate, a profitable multi-family residence, or even a charming bed & breakfast. Whether you're an investor, a preservation enthusiast, or someone looking to create their forever home, this rare opportunity is filled with potential. Don't miss your chance to own a piece of history! Just minutes from Downtown Saratoga, Saratoga Racetrack, Saratoga Performing Arts Center, I87( the Northway), shopping and CDTA bus routes.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
8/10
6/10

Construction

Condition

  • Year built: 1822

Materials

  • Foundation: Combination,Stone
  • Roof: Asphalt
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Oven,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Bathroom,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partial

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Crown Molding,Eat-in Kitchen
  • Door features: French Doors
  • Window features: Screens,Storm Window(s),Wood Frames
  • Flooring: Hardwood
  • Number of fireplaces: 6
  • Fireplace features: Wood Burning Stove,Basement,Dining Room,Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,401

Heating & Cooling

  • Heating features: Natural Gas,Steam,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 4,401
  • Total interior livable area: 4,401 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: Third

Other

  • Level: Third

Property

Details

  • Parcel number: 216.3926.1
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Rear Porch,Side Porch,Front Porch
  • Exterior features: Other
  • Fencing: None

Lot

  • Lot size: 0.60 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$100$1,200
Property Taxes $449$5,388
Electricity $727$8,727
Total$3,425$41,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,428/yr
40% on housing$102,750/yr
45% on housing$91,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 12020$240
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12020$271
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Price change$425,000
2025-12-10Price change$449,000
2025-11-01Price change$474,900
2025-09-03Price change$498,000
2025-08-22Listed for sale$525,000
2021-09-24Listing removed--
2021-06-26Listed for sale$499,000
2009-12-05Listing removed$329,900
2009-11-14Price change$329,900
2009-09-25Price change$1
2009-07-30Price change$359,900
2009-05-01Listed for sale$375,000
2005-07-01Sold$244,000

For Sale by Agent

AgentAnne Marie Bouyea
BrokerageColdwell Banker Prime Properties

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