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4 Connolly Road, Ballston Lake, NY, 12019

2beds
1baths
996sqft
$450,000
$452price/sqft
$3,106/moest. monthly cost
$124,240/yrincome needed

About This Home

Prime Route 50 opportunity in Ballston Lake offering approximately 7.43 acres with over 600 feet of frontage, additional frontage on Connolly Road, and excellent visibility/access. Property includes an existing tenant-occupied 2BR ranch generating month-to-month income and is located within the Town of Ballston Rural Highway Transition District, offering excellent potential for Residential, Agricultural, Business/Commercial and mixed-use possibilities, subject to approvals. Ideal location near Ballston Lake, Saratoga Springs, Malta, I-87, shopping, dining and other Capital Region amenities. Excellent opportunity for investors, developers, contractors or buyers seeking future flexibility and frontage exposure in a high-traffic corridor. Current zoning chart attached in MLS documents for reference. Property is tenant occupied. Do not walk property without confirmed appointment.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Ceiling Fan(s)
  • Door features: French Doors
  • Finished area below ground: 0
  • Finished area above ground: 996

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 996
  • Total interior livable area: 996 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 412089 239.139.11
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 7.43 Acres
  • Features: Level,Corner Lot

Parking

  • Total spaces: 18
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$109$1,308
Property Taxes $476$5,712
Electricity $246$2,954
Total$3,106$37,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,491/yr
40% on housing$93,180/yr
45% on housing$82,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 12019$274
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12019$237
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$450,000
2008-05-01Sold$185,000
2008-03-13Listed for sale$199,500

For Sale by Agent

AgentDavid L Hammer
BrokerageHammer Realty

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