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32 Nolan Road, Ballston Lake, NY, 12019

2beds
1baths
1,344sqft
$284,000
$211price/sqft
$2,051/moest. monthly cost
$82,040/yrincome needed

About This Home

RENT TO OWN OPTION NOW AVAILABLE! Fully renovated raised ranch in the desirable Ballston Lake area! OPEN HOUSE SUNDAY 8/23 11:00-1:00 This 2-bedroom, 1-bath home has been completely renovated top to bottom! Natural light and beautiful hardwood floors with a fresh modern feel throughout. A finished Basement for added living space.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1958

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 728
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 412089 248.20121
  • Special condition: Standard

Features

  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 4
  • Parking features: Paved,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,436$17,232
Home Insurance *$69$828
Property Taxes $300$3,600
Electricity $246$2,954
Total$2,051$24,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,320/yr
40% on housing$61,530/yr
45% on housing$54,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 12019$280
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12019$237
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$279,000
2026-08-04Price change$284,000
2026-07-09Listed for sale$289,000
2026-06-25Pending sale$289,000
2026-06-13Price change$289,000
2026-06-07Price change$294,000
2026-05-29Price change$299,000
2026-05-20Listed for sale$309,000
2026-05-04Pending sale$309,000
2026-04-30Price change$309,000
2026-04-27Listed for sale$319,000
2026-04-16Sold$160,000

For Sale by Agent

AgentErin Roth
BrokerageSaratoga Spa Realty LLC

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