411 Cervina Beach Dr, Innsbrook, MO, 63390
About This Home
Escape the hustle and bustle and discover your own private retreat in the heart of Innsbrook. Tucked away at the end of Cervina Beach Drive, this one-of-a-kind chalet offers the perfect blend of privacy, tranquility, and resort-style living, surrounded by mature woods and overlooking beautiful Lake Scheffborg. Designed for making unforgettable memories, this fully furnished chalet is move-in ready and waiting for you to enjoy from day one. With 3 bedrooms, a versatile office that could serve as a 4th bedroom, and 1.5 updated baths, there's plenty of space for family and guests alike. Step inside to a spacious dining area featuring a dramatic wall of windows that fills the home with natural light. Just off the dining room is a flexible office or fourth bedroom complete with a cozy fireplace, built-in loft for sleeping or relaxing, and dedicated workspace. The beautifully updated kitchen features freshly painted cabinetry, stunning granite countertops, a large breakfast bar, stylish new lighting, and newer stainless steel appliances. Beyond the kitchen, the vaulted great room welcomes you with a second wood-burning fireplace and another spectacular wall of windows showcasing peaceful lake views. The main-level owner's suite offers a private deck for morning coffee or evening relaxation and is conveniently located next to the beautifully renovated full bath featuring a floor-to-ceiling subway tile shower. Upstairs, you'll find a private loft, two additional spacious bedrooms, and a convenient half bath. The outdoor living spaces are just as impressive. The expansive deck has been completely refreshed with new stairs, fresh paint, and solar lighting, while the entire chalet has also been repainted. Follow the path to the shoreline where new rock landscaping enhances the fire pit and horseshoe area, creating the perfect setting for entertaining. After a day on the lake, rinse off in the incredible new outdoor shower, complete with a foot wash station. At the water's edge, a brand-new private dock and your own private beach on Lake Scheffborg await. Even better, the chalet is located adjacent to Innsbrook's main beach, offering easy access to sand volleyball, a floating dock, and additional recreational amenities. Please note that Lake Scheffborg is currently lowered as part of an improvement project for dredging and long-term lake enhancements. This exceptional chalet offers the rare opportunity to own a private lakeside getaway where every detail has been thoughtfully updated and every day feels like a vacation.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Roof: Architectural Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Microwave,Electric Range
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Beamed Ceilings,Bookcases,Breakfast Bar,Ceiling Fan(s),Chandelier,Eat-in Kitchen,Granite Counters,High Speed Internet,Lever Faucets,Open Floorplan,Separate Dining,Separate Shower,Vaulted Ceiling(s)
- Door features: French Doors,Sliding Doors
- Number of fireplaces: 2
- Fireplace features: Family Room,Free Standing,Other,Raised Hearth,Wood Burning
- Fireplace: Yes
- Finished area above ground: 1,664
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,664
- Total interior livable area: 1,664 sqft
Property
Details
- Parcel number: 0431.0000054.000.000
- Special condition: Standard
Features
- Levels: One and One Half
- Exterior features: Dock,Fire Pit,Lighting,Outdoor Shower,Storage
- On waterfront: Yes
- Waterfront features: Waterfront,Beach Access,Lake,Lake Front
Lot
- Lot size: 2.30 Acres
- Features: Scattered Woods,Secluded,Waterfront
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Inland Flooding
- Strong Wind
- Cold Wave
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,210 | $38,520 |
| Home Insurance * | $375 | $4,500 |
| Property Taxes | $312 | $3,744 |
| Electricity | $141 | $1,693 |
| Total | $4,038 | $48,456 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $635,000 |
| 2026-07-31 | Listed for sale | $635,000 |
| 2014-05-16 | Sold | -- |
View on Zillow