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429 Scheffborg Circle Dr, Innsbrook, MO, 63390

2beds
2baths
1,500sqft
$559,000
$373price/sqft
$3,571/moest. monthly cost
$142,840/yrincome needed

About This Home

NEW PRICE for an exceptional lake retreat is tucked away on approximately 1.9 wooded acres with frontage on peaceful Lake Scheffborg. The inviting Innsbrook chalet combines rustic character, thoughtful updates, and the privacy of a true nature getaway—all within an easy drive of St. Louis. With 2 bedrooms, 2 full baths, and a spacious, flexible loft area, the chalet is configured to sleep up to 10 comfortably, making it ideal for family gatherings, weekend escapes, and extended stays. Updated HVAC equipment and newer ductwork allow the property to be enjoyed comfortably throughout every season. Inside, warm wood details, vaulted ceilings, upgraded tongue-and-groove ceilings, and a newer wood-burning stove and flue create a cozy, lodge-like atmosphere. An expansive wall of windows, newer sliding doors, and select newer windows fill the interior with natural light while framing views of the wooded property and lake. The kitchen and living areas flow easily for relaxing and entertaining. Designed for outdoor enjoyment, the property features an updated deck, fire pit area, platform deck beside the water, and kayaks for exploring the lake. The association recently lowered Lake Scheffborg as part of ongoing lake maintenance and improvement efforts. The lake is expected to refill naturally with sufficient rainfall, reflecting the association’s active commitment to maintaining this special community amenity. Offered furnished for a turnkey experience, the chalet is ready to enjoy from day one. Recent improvements include an added bedroom, a full bath incorporated into the loft area, upgraded tongue-and-groove ceilings, newer sliding doors, select newer windows, an updated deck, updated HVAC equipment, and newer ductwork. Located within the sought-after Innsbrook community, owners enjoy access to lakes, beaches, pools, trails, golf, tennis, pickleball, dining, community events, and year-round recreation within a private, resort-style setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
6/10
Wright City High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Architectural Shingle
  • Construction materials: Cedar,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Free-Standing Electric Range,Refrigerator,Electric Water Heater

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Cathedral Ceiling(s),Dining/Living Room Combo,Open Floorplan,Pantry,Solid Surface Countertop(s),Vaulted Ceiling(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main

Loft

  • Features: Floor Covering: Carpeting
  • Level: Upper

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Property

Details

  • Parcel number: 0431.0000063.000.000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake,Trees/Woods
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Beach Front,Lake,Lake Front

Lot

  • Lot size: 1.90 Acres
  • Features: Adjoins Wooded Area,Level,Views,Waterfront

Parking

  • Parking features: Circular Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Strong Wind
Cold Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$330$3,960
Property Taxes $274$3,288
Electricity $141$1,693
Total$3,571$42,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,434/yr
40% on housing$107,130/yr
45% on housing$95,226/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 63390$252
Warren County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 63390$229
Warren County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$559,000
2026-07-01Price change$599,000
2026-06-12Listed for sale$625,000
2019-06-28Sold--
2017-05-12Sold--

For Sale by Agent

AgentJoel E Svoboda
BrokerageRedKey Realty Leaders Circa

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