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949 Audubon Oaks Dr, Innsbrook, MO, 63390

0beds
1baths
980sqft
$525,000
$536price/sqft
$3,363/moest. monthly cost
$134,520/yrincome needed

About This Home

Nestled on a wooded .87 acre lot along the shores of Lake Audubon, this thoroughly updated chalet sits on the eastern side of Innsbrook — minutes from the main gate, the clubhouse, and the golf course — yet completely sheltered from the world the moment you step onto the property and located on Lake Audubon. The improvements speak for themselves. In 2023, the Chalet was updated top to bottom: new countertops, new appliances, new bathroom vanity, updated light fixtures and ceiling fans, new electrical outlets, fresh interior paint throughout, and a graveled and graded driveway. They also installed a private beach area at the water's edge — an amenity that creates direct, easy lake access right on your own lot. In 2024, a hot tub and outdoor sauna were added, transforming the outdoor space into a four-season retreat. A new water heater and dock stair replacement were completed in 2025. Inside, a wood-fired stove anchors the living area with warmth and character, while the loft bedroom and flexible sleeping arrangements comfortably accommodate up to eight guests. The first-floor bathroom features a shower with a waterfall showerhead. A flat, easy walk leads from the chalet to the dock and zero-entry rock beach, where paddle boats and kayaks are included with the sale. Currently operating as a self-managed STR with a 4.92-star rating across 25 Airbnb reviews and consistent recognition for location, outdoor spaces, and amenities, this property has built a genuine guest following. Turnkey. Waterfront. Proven. Don't let this one wait.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
6/10
Wright City High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Architectural Shingle
  • Construction materials: Cedar,Frame,Glass,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Exhaust Fan,Microwave,Built-In Electric Range,Refrigerator,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,High Speed Internet,Kitchen/Dining Room Combo,Open Floorplan,Shower,Smart Thermostat,Vaulted Ceiling(s)
  • Door features: Sliding Doors,Storm Door(s)
  • Window features: Double Pane Windows,Window Coverings,Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Forced Air,Wood
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Details

  • Parcel number: 1104.0000014.031.000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Pool features: Community,In Ground
  • Patio & porch: Deck,Wrap Around
  • Exterior features: Dock,Entry Steps/Stairs,Fire Pit,Gas Grill,Private Yard
  • Has view: Yes
  • View description: Lake,Trees/Woods,Water
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Lake Front

Lot

  • Lot size: 0.87 Acres
  • Features: Gentle Sloping,Level,Many Trees,Private,Scattered Woods,Waterfront
  • Lot size dimensions: Irregular

Parking

  • Parking features: Additional Parking,Circular Driveway,Gravel,Oversized
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Strong Wind
Cold Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$310$3,720
Property Taxes $258$3,096
Electricity $141$1,693
Total$3,363$40,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,302/yr
40% on housing$100,890/yr
45% on housing$89,680/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$536This listing

vs Other Active Listings

Avg $/sqft

ZIP 63390$253
Warren County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 63390$229
Warren County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-06Listed for sale$525,000
2024-02-02Sold--
2024-01-07Pending sale$465,000
2023-12-31Price change$465,000
2023-11-02Price change$479,000
2023-10-25Price change$489,000
2023-09-29Listed for sale$499,000
2021-12-06Sold--
2021-11-02Contingent$335,000
2021-10-23Listed for sale$335,000

For Sale by Agent

AgentDane P Wobbe
BrokerageInnsbrook Properties, Inc.

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