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687 Shadow Lake Circle Dr, Innsbrook, MO, 63390

2beds
1baths
1,280sqft
$500,000
$391price/sqft
$3,209/moest. monthly cost
$128,360/yrincome needed

About This Home

LAKEFRONT CHALET + SHORT-TERM RENTAL OPPORTUNITY IN INNSBROOK! Escape to your own private waterfront retreat on nearly 3 wooded acres in sought-after Innsbrook. This fully furnished A-frame chalet offers the perfect blend of relaxation, recreation, and investment potential, with the ability to be used as a short-term rental. Nestled among the trees and overlooking beautiful Shadow Lake, this charming 2-bedroom chalet plus loft comfortably sleeps up to 7 guests and comes turnkey with furnishings included. Inside, you'll find a full kitchen, spacious gathering areas, and new luxury vinyl plank flooring throughout the main level. A wall of windows brings the outdoors in while showcasing peaceful lake views. Step outside to enjoy the expansive wrap-around deck overlooking a level yard that gently leads to your private dock. Spend your days boating, fishing, or cruising the lake in the included paddle boat with motor. Evenings are made for gathering around the flagstone firepit or unwinding in the new hot tub and platform beneath the stars. Beyond the property, enjoy all that Innsbrook has to offer, including beaches, lakes, boating, a clubhouse, swimming pool, golf course, fitness center, playgrounds, dog park, hiking trails, and countless year-round activities. Whether you're searching for a personal getaway, a family retreat, or an income-producing lake property, this waterfront chalet delivers the complete Innsbrook lifestyle. Just bring your suitcase and start making memories!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
6/10
Wright City High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Cedar,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Free-Standing Electric Range,Refrigerator,Electric Water Heater

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 84
  • Dimensions: 12x7

Features

  • Beamed Ceilings,Ceiling Fan(s),Open Floorplan
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,280

Great Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 380
  • Dimensions: 20x19

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 1,280 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Loft

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 171
  • Dimensions: 19x9

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Property

Details

  • Parcel number: 1110.0000026.007.000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Exterior features: Dock,Fire Pit
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 2.83 Acres
  • Features: Waterfront,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Strong Wind
Cold Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$295$3,540
Property Taxes $245$2,940
Electricity $141$1,693
Total$3,209$38,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,022/yr
40% on housing$96,270/yr
45% on housing$85,573/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 63390$253
Warren County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 63390$229
Warren County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$500,000
2022-03-01Sold--
2022-01-25Pending sale$434,000
2022-01-18Listed for sale$434,000
2017-10-30Sold--

For Sale by Agent

AgentGretchen A Thal
BrokerageColdwell Banker Realty - Gundaker West Regional

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