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9410 Bowthorpe Street SE, Lacey, WA, 98513

2beds
2baths
1,704sqft
$600,000
$352price/sqft
$3,722/moest. monthly cost
$148,880/yrincome needed

About This Home

Welcome to Ovation at Oaktree! This open concept Aspen floorplan offers 2 bedrooms with a versatile den that can serve as a guest room, office, or as the extra space to suit your needs. Chef’s kitchen features expansive 15ft island, quartz countertops, stainless appliances and bar seating that makes entertaining a breeze. Primary bedroom with en-suite bathroom has large tile shower, double vanity and walk in closet. Grand living room with 12ft ceiling, stacked windows and a gas fireplace. Premium upgrades include engineered hardwood floors throughout, ceramic tile in both bathrooms, AC. Take a step outside into the low maintenance landscaped backyard and take your choice of relaxing on the sun patio or under the covered patio. This active 55+ community offers walking trails, pickleball, gyms, swimming pool, hot tub, dog areas, community clubhouse and more!

Getting Around

0
WalkingCar-Dependent
22
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

2/10
Nisqually Middle SchoolGrades 6-82.4 mi
4/10
River Ridge High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2021

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Wood Siding,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Softwood
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: 90%+ High Efficiency,Heat Pump,Electric,Natural Gas
  • Cooling features: 90%+ High Efficiency,Heat Pump

Interior Area

  • Total structure area: 1,704
  • Total interior livable area: 1,704 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 65740024400
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s)

Lot

  • Lot size: 5,000 sqft
  • Features: Curbs,Paved,Sidewalk,Fenced-Fully,Gas Available,High Speed Internet,Outdoor Fireplace,Patio,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$131$1,572
Property Taxes $409$4,908
Electricity $149$1,793
Total$3,722$44,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,611/yr
40% on housing$111,660/yr
45% on housing$99,253/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 98513$291
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98513$317
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$600,000
2021-06-11Sold$442,304

For Sale by Agent

AgentBenjamin Gaubert
BrokerageOlympic Sotheby's Int'l Realty

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