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1728 N Shore Road, Hadley, NY, 12835

2beds
1baths
816sqft
$287,500
$352price/sqft
$2,094/moest. monthly cost
$83,760/yrincome needed

About This Home

Cozy Adirondack ranch with Lake access, through Day Private Beach Association, just 1 mile away. Enjoy the private sandy beach, boat launch, docks, moorings and pavilions all for only $125 annually. Open concept living with a wood stove, recently updated kitchen with butcher-block counters and S/S appliances and a full basement. Freshly painted inside and out, updated lighting, new porches and stamped concrete patio. Level lot with plenty of space to relax or entertain. Ideal for year round living, a weekend getaway or investment. Great value for the location, acreage, and lake access- don't miss this opportunity.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bilco Doors,Full,Sump Pump,Unfinished,Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Door features: Mirrored Closet Door(s)
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 816

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 816
  • Total interior livable area: 816 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 412800 31.723
  • Zoning description: Single Residence
  • Special condition: Standard
  • Other equipment: DC Well Pump

Features

  • Patio & porch: Pressure Treated Deck,Rear Porch,Patio,Porch
  • Exterior features: None
  • Fencing: None
  • Waterfront features: Seasonal Access
  • Waterbody name: Great Sacandaga Lake

Lot

  • Lot size: 1.26 Acres
  • Features: Level

Parking

  • Total spaces: 10
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,453$17,436
Home Insurance *$91$1,092
Property Taxes $304$3,648
Electricity $246$2,954
Total$2,094$25,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,794/yr
40% on housing$62,820/yr
45% on housing$55,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 12835$221
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12835$302
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$277,500
2026-07-01Price change$287,500
2026-05-29Price change$290,000
2026-05-19Listed for sale$289,900
2026-04-30Pending sale$289,900
2026-04-20Listed for sale$289,900
2026-04-06Listing removed$299,900
2025-09-03Price change$299,900
2025-08-22Listed for sale$319,000
2012-03-07Listing removed$135,000
2012-03-06Listed for sale$135,000
2001-12-14Sold$16,500
2001-05-29Sold$500

For Sale by Agent

AgentKendra Mango
BrokerageVenture Fox Realty Group LLC

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