2097 N Shore Road, Hadley, NY, 12835
About This Home
A must-see vacation home on Great Sacandaga Lake, offering a rare double lot with an impressive 200 feet of direct lake frontage. This inviting property features two bedrooms on the main level, plus a spacious loft-style bunk room with four double beds--perfect for hosting family and guests. The home offers a warm, comfortable atmosphere that captures everything a vacation retreat should be. Enjoy relaxing after a day on the water in the cozy enclosed porch, complete with brand-new insulated windows overlooking the lake. There is also plenty of room for entertaining, whether on the expansive deck with a timber-framed gazebo, around the brand-new fire pit area with Adirondack chairs included, or in the basement game room featuring a pool table, foosball table, and bar. Best of all, these spaces offer fantastic views of The Great Sacandaga Lake. Recent updates include a brand-new shingled roof, 50-gallon hot water heater, refrigerator, and built-in microwave. The two lots each provide 100 feet of lake frontage, for a total of 200 feet. Two docks and a mooring are included. One side of the permit area has been cleared of brush and trees, creating a park-like setting with easy access to the water and an ideal swimming area. The other 100 feet includes a stone driveway, offering excellent additional parking. The home is being sold furnished, with the exception of a few personal items *Tax amounts are for both lots combined **Property is sold as-is
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1950
Materials
- Foundation: Block,Raised
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Water Heater,Microwave,Range,Refrigerator,Washer/Dryer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Partial,Unfinished
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Den
- Level: Basement
Features
- High Speed Internet,Ceiling Fan(s),Wall Paneling,Ceramic Tile Bath,Dry Bar
- Door features: Sliding Doors,Storm Door(s)
- Window features: Screens,Shutters,ENERGY STAR Qualified Windows,Insulated Windows
- Flooring: Wood,Laminate
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 512
- Finished area above ground: 1,550
Heating & Cooling
- Heating features: Propane
- Cooling features: None
Interior Area
- Total structure area: 1,550
- Total interior livable area: 1,550 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 412800 32.1719/32.17110
- Special condition: Standard
Features
- Patio & porch: Pressure Treated Deck,Covered,Front Porch,Glass Enclosed
- Exterior features: Gas Grill,Lighting
- Fencing: None
- Has view: Yes
- View description: Mountain(s),Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Lake/River Across Rd,Lake Front
- Waterbody name: Great Sacandaga Lake
Lot
- Lot size: 1.30 Acres
- Features: Rock Outcropping,Mountain(s),Road Frontage,Sloped,Views,Wooded,Cleared
Parking
- Total spaces: 4
- Parking features: Off Street,Paved,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $633 | $7,596 |
| Electricity | $256 | $3,073 |
| Total | $4,107 | $49,284 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $599,000 |
| 2017-09-28 | Sold | $245,000 |
| 2017-08-12 | Pending sale | $275,000 |
| 2017-08-01 | Price change | $275,000 |
| 2017-07-14 | Listed for sale | $299,900 |
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