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2550 S Shore Road, Hadley, NY, 12835

1beds
1baths
560sqft
$350,000
$625price/sqft
$2,496/moest. monthly cost
$99,840/yrincome needed

About This Home

A quintessential Great Sacandaga Lake cottage with 50' of lakefront, sunset views, and low Saratoga county taxes. This cottage is the perfect getaway to be enjoyed all seasons. The large front deck is great for relaxing, watching sunsets, stargazing, and viewing the majestic mountains. The house has been well cared for and is turnkey. The house has one bedroom that is very roomy, living room that leads to the deck, eat-in kitchen and full bath. There is a brand new woodstove for those chilly nights. All contents are included. The large yard is shaded and has plenty of room for entertaining complete with picnic tables and a fire pit. Lakeside, there is a well-built wooden staircase with a large, deepwater dock system, and a mooring ball already in place. All you need to do is bring your water toys. This is a must see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

3/10
5/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Exterior Entry,Partial,Walk-Out Access

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Wall Paneling,Eat-in Kitchen
  • Door features: Sliding Doors,Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Tile,Laminate
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 560

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Wood Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Property

Details

  • Parcel number: 412800 42.8357
  • Special condition: Standard

Features

  • Patio & porch: Pressure Treated Deck
  • Exterior features: Dock
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake/River Across Rd,Stairway,Deeded Water Access,Permit Required
  • Waterbody name: Great Sacandaga Lake

Lot

  • Lot size: 7,405 sqft
  • Features: Mountain(s),Road Frontage,Sloped,Views

Parking

  • Total spaces: 4
  • Parking features: Off Street,Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$111$1,332
Property Taxes $370$4,440
Electricity $246$2,954
Total$2,496$29,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,577/yr
40% on housing$74,880/yr
45% on housing$66,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$625This listing

vs Other Active Listings

Avg $/sqft

ZIP 12835$219
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12835$302
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$350,000
2026-06-26Listed for sale$375,000
1984-11-01Sold$25,000

For Sale by Agent

AgentLynne Paul
BrokerageHoward Hanna Capital Inc

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