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163 Lakeland Road, Hadley, NY, 12835

1beds
1baths
552sqft
$225,000
$408price/sqft
$1,692/moest. monthly cost
$67,680/yrincome needed

About This Home

Looking for an affordable seasonal getaway on beautiful Sacandaga Lake? Look no further! This charming cabin has been extensively remodeling with a long list of updates and is ready for its new owner. Just a few finishing touches remain to make it your own. Enjoy deeded lake access just a short drive down the road, with 10 feet of lake frontage. Spend your days boating, swimming, fishing and soaking up the sun. Build your own dock and keep your boat right there! Outside a gorgeous retaining wall creates a private patio area perfect for relaxing or entertaining and the new well adds peace of mind. The home is ready for a full length deck, offering even more outdoor living space. The annual fee for the deeded lake rights is just $60 and for only appx $20 per year you can use your golf cart on Avenue A for an even quicker trip to the water. Affordable opportunities like this don't come around often. Enjoy everything Sacanadaga Lake has to offer without the high waterfront price tag!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

3/10
Edinburg Common SchoolGrades PK-63.0 mi
7/10
Northville High SchoolGrades 6-124.9 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp
  • Property subType: Cabin,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Microwave,Range Hood,Refrigerator
  • Laundry features: None

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet
  • Window features: Screens
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 552

Heating & Cooling

  • Heating features: None
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 552
  • Total interior livable area: 552 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 413000 54.17183
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Deeded Water Access
  • Waterbody name: Sacandaga Lake

Lot

  • Lot size: 0.25 Acres
  • Features: Wooded,Cleared,Landscaped

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$71$852
Property Taxes $238$2,856
Electricity $246$2,954
Total$1,692$20,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,011/yr
40% on housing$50,760/yr
45% on housing$45,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 12835$223
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12835$302
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$225,000

For Sale by Agent

AgentTina M Gamache
BrokerageCentury 21 North East

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