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1057 NYS Route 9N, Saratoga Springs, NY, 12866

6beds
4baths
2,336sqft
$250,000
$107price/sqft
$1,977/moest. monthly cost
$79,080/yrincome needed

About This Home

Investor's Dream or Owner-Occupant Opportunity in the Saratoga Springs School District! This spacious duplex offers 6 bedrooms, 4 full bathrooms across two well-appointed units—perfect for generating rental income or living in one side while your tenants help pay the mortgage. Each unit features a mix of hardwood floors, carpet, and vinyl flooring, providing durability and character. With over 3,000 sqft (approx.), there's plenty of space for large households or strong rental demand. Investors will appreciate the flexible floor plan, and prime location in a top school district—making it highly attractive to long-term renters. Owner-occupants will love the ability to build equity while enjoying the benefits of homeownership with supplemental income. The property sits in a desirable Saratoga Springs area, close to schools, shopping, dining, and major commuter routes. Off-street parking and outdoor space add convenience and value. Whether you're looking to expand your rental portfolio, start house-hacking, or secure a multi-family property, this duplex checks every box. This property is eligible under the First Look Initiative which expires after 30 full days on market. No investor offers until first look period expires. No offers regardless of buyer type will not be negotiated within the first 7 days of listing. - Photo sheet must be attached with the MLS. - All offers must be entered through propoffers.com. - An offer management fee of $200 (plus tax where applicable) is charged by Pyramid Platform in connection with the use of Propoffers.com. This fee will be paid at closing from the agent representing the buyer as selling agent or transaction broker. - Subject to seller addendum - For financed offers EMD to be 1% or $1000 whichever is greater and for cash offers EMD to be 5% or $5000 whichever is greater. - All offers are subject to OFAC clearance - A viewing release must be signed and returned to our office before showing this property.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
34
BikeSomewhat Bikeable

Schools

7/10
8/10
8/10

Construction

Condition

  • Year built: 1953

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Finished area below ground: 1,200
  • Finished area above ground: 2,336

Heating

  • Heating features: Electric,Forced Air,Propane

Interior Area

  • Total structure area: 2,336
  • Total interior livable area: 2,336 sqft

Property

Details

  • Parcel number: 413400 151.225
  • Attached to another structure: Yes
  • Special condition: Other

Features

  • Exterior features: None

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 6
  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$63$756
Property Taxes $264$3,168
Electricity $386$4,632
Total$1,977$23,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,782/yr
40% on housing$59,310/yr
45% on housing$52,720/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$452
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$280,000
2026-02-27Price change$295,000
2025-12-19Price change$305,000
2025-11-05Price change$315,000
2025-09-30Listed for sale$325,000
2025-06-24Sold$293,283
2025-05-06Price change$290,000
2025-04-07Listed for sale$309,999
2024-06-14Listing removed--
2024-04-24Price change$325,000
2024-04-21Listed for sale$340,000
2024-04-17Listing removed--
2024-03-27Price change$299,999
2024-03-19Price change$318,000
2024-02-08Price change$325,000
2024-02-06Price change$335,000
2023-10-19Price change$359,999
2023-10-11Price change$450,000
2023-09-28Price change$440,000
2023-09-08Listed for sale$420,000
2023-08-29Listing removed--
2023-08-24Listed for sale$418,000
2023-06-28Listing removed--
2023-06-22Price change$335,000
2023-06-19Listed for sale$360,000

For Sale by Agent

AgentChristopher J McMahon
BrokerageeXp Realty

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