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12 Tavern Road, Hadley, NY, 12835

1beds
2baths
1,050sqft
$120,000
$114price/sqft
$983/moest. monthly cost
$39,320/yrincome needed

About This Home

Cottage charm meets Adirondack calm in the heart of Hadley. Tucked away on a quiet dead-end village street, this inviting cottage delivers privacy, character, and thoughtful upgrades that make it truly special. A new metal roof (2024) and on-demand hot water set the tone for smart improvements already in place. Upstairs, the home has been transformed into a private primary suite, fully updated and plumbed for an additional bathroom, with a delightful surprise walk-in closet that adds both function and flair. Downstairs, you'll find a cozy kitchen and living area, a new full bath, and a fun enclosed porch that easily flexes as a second bedroom, home office, or bonus space. A cesspool and dry well are in place for the septic system, with an easement estimated at $6-8K for future replacement if desired. Parking is available across the street, with additional parking possible by arrangement with a neighboring property. While the lot itself is modest, the setting more than delivers--peaceful, village-level quiet with close proximity to the Sacandaga River and the natural beauty that defines life in Hadley. Small footprint. Big personality. A perfect Adirondack escape with updates already done.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
3/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partial

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Ceramic Tile Bath,Eat-in Kitchen
  • Flooring: Wood,Ceramic Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,050

Heating & Cooling

  • Heating features: Baseboard,Propane,Propane Tank Leased
  • Cooling features: None

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: 413600 27.17136
  • Special condition: Standard

Features

  • Exterior features: Lighting
  • Fencing: None

Lot

  • Lot size: 1,306 sqft
  • Features: Level,Road Frontage

Parking

  • Total spaces: 2
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$38$456
Property Taxes $93$1,116
Electricity $246$2,954
Total$983$11,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,702/yr
40% on housing$29,490/yr
45% on housing$26,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 12835$226
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12835$302
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$140,000
2026-04-14Listing removed$140,000
2026-03-27Price change$140,000
2026-01-02Listed for sale$157,777
2021-03-24Listing removed--
2018-11-16Listing removed$69,500
2018-10-30Price change$69,500
2018-09-06Price change$39,999
2018-09-05Price change$43,000
2018-09-01Price change$45,000
2018-08-25Price change$45,555
2018-08-21Price change$46,500
2018-08-20Price change$47,500
2018-08-08Price change$48,500
2018-08-06Price change$49,000
2018-07-31Price change$49,500
2018-07-28Price change$51,000
2018-07-27Price change$51,500
2018-07-25Price change$52,000
2018-07-24Price change$52,500
2018-07-22Price change$53,500
2018-07-17Price change$53,995
2018-06-27Price change$54,495
2018-06-15Price change$54,995
2018-06-13Listed for sale$55,995
2017-02-01Sold$11,500
2016-11-02Sold$33,504

For Sale by Agent

AgentScott P Varley
BrokerageKW Platform

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