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4132 Rockwell Street, Hadley, NY, 12835

2beds
1baths
1,265sqft
$184,000
$145price/sqft
$1,479/moest. monthly cost
$59,160/yrincome needed

About This Home

Looking to relax, & enjoy the beautiful Adirondacks with its many lakes? This 2 bed,1 bath ''gem'' of a cottage is waiting for the right buyer, to give it that 'TLC touch'! An all year round home with original plank flooring & vaulted beam ceilings. A spacious screened in porch for entertaining summer nights & making memories! This cottage is located just minutes from Lake Luzerne, The Great Sacandaga and The Hudson River & 20-30 minutes to Lake George and Saratoga. This comes with an outside generator. The septic is 8 years old with a 1000gl concrete tank. Great summer and winter area!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
3/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Refrigerator,Washer/Dryer

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,265

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,265
  • Total interior livable area: 1,265 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 413600 27.18449
  • Special condition: Estate

Features

  • Exterior features: None

Lot

  • Lot size: 0.72 Acres

Parking

  • Total spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $930$11,160
Home Insurance *$58$696
Property Taxes $245$2,940
Electricity $246$2,954
Total$1,479$17,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,708/yr
40% on housing$44,370/yr
45% on housing$39,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 12835$224
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12835$302
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$190,000
2026-03-11Price change$195,000
2026-01-09Listed for sale$196,900
2026-01-01Listing removed$196,900
2025-12-03Listed for sale$196,900
2025-10-29Pending sale$196,900
2025-07-23Price change$196,900
2025-07-10Listed for sale$199,900

For Sale by Agent

AgentCarol Bohl
BrokerageCapital Realty Experts LLC

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