277 Upper Newtown Road, Mechanicville, NY, 12118
About This Home
This home would be perfect for someone looking for a fixer upper. Located in the Town of Halfmoon, in the Shenendehowa School District. Sitting on .39 acres of land, the property is a total of 1580 sq ft with commercial zoning, leaving many options for a potential buyer. The home has 3 bedrooms, 1 full bath, a living room, dining room, and kitchen on the first floor. The second floor has a large bedroom, with an area for storage as well. There is a detached garage. This home is being sold as is.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1920
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Bilco Doors,Full,Interior Entry
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Flooring: Vinyl,Hardwood
- Finished area below ground: 0
- Finished area above ground: 1,580
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Oil
- Cooling features: None
Interior Area
- Total structure area: 1,580
- Total interior livable area: 1,580 sqft
Kitchen
- Level: First
Other
- Level: Second
Property
Details
- Parcel number: 413800 273.12.2
- Zoning description: Commercial
- Special condition: Standard
Features
- Patio & porch: Covered,Front Porch
- Fencing: None
Lot
- Lot size: 0.39 Acres
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $986 | $11,832 |
| Home Insurance * | $43 | $516 |
| Property Taxes | $93 | $1,116 |
| Electricity | $261 | $3,133 |
| Total | $1,383 | $16,596 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $259,900 |
| 2022-10-05 | Sold | $175,000 |
| 2022-09-18 | Pending sale | $209,900 |
| 2022-08-17 | Listed for sale | $209,900 |
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