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27 Fellows Road, Halfmoon, NY, 12065

6beds
3baths
2,025sqft
$400,000
$198price/sqft
$2,880/moest. monthly cost
$115,200/yrincome needed

About This Home

Diamond in the Rough: Spacious 6-Bedroom, 3-Bath Home in Halfmoon Discover the incredible potential of this spacious 6-bedroom, 3-bathroom home in the desirable Town of Halfmoon. Offering generous living space and a flexible floor plan, this home is perfect for those looking to add their personal touch. The first floor features a primary bedroom, three additional bedrooms, a country-style kitchen with a dedicated dining area, and a formal living room. Upstairs, you'll find two more bedrooms and a shared full bathroom, providing ample space for family, guests, or a home office. The finished walkout basement is designed for entertaining, complete with a large family room warmed by a cozy gas stove, a built-in bar, and direct access to the inground pool--creating the perfect setting for gatherings year-round. Recent updates include a new furnace and central air conditioning (2024), an updated kitchen, and a roof that is approximately 14 years old. With its generous square footage, desirable location, and endless potential, this competitively priced property is a fantastic opportunity for buyers willing to make it their own.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
9/10
Koda Middle SchoolGrades 6-83.9 mi
8/10
Shenendehowa High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1977

Materials

  • Foundation: Block
  • Roof: Shingle,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Freezer,Microwave,Oven,Range
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Heated,Interior Entry,Partial,Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Ceiling Fan(s),T1 Internet,Walk-In Closet(s),Built-in Features,Ceramic Tile Bath,Chair Rail,Dry Bar
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Tile,Carpet
  • Finished area below ground: 524
  • Finished area above ground: 2,025

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Great Room

  • Level: Basement

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,025
  • Total interior livable area: 2,025 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 413800 273.17137
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Pool features: Other,In Ground
  • Patio & porch: Pressure Treated Deck,Deck,Front Porch
  • Has view: Yes
  • View description: Meadow

Lot

  • Lot size: 0.83 Acres
  • Features: Rolling Slope,Wooded,Cleared,Landscaped

Parking

  • Total spaces: 10
  • Parking features: Paved,Detached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$101$1,212
Property Taxes $423$5,076
Electricity $334$4,015
Total$2,880$34,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,742/yr
40% on housing$86,400/yr
45% on housing$76,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 12065$251
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12065$250
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$400,000
2026-07-29Listed for sale$400,000

For Sale by Agent

AgentJames Henley
BrokerageBerkshire Hathaway Home Services Blake

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