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7 Route 236, Halfmoon, NY, 12065

2beds
1baths
1,076sqft
$325,000
$302price/sqft
$2,098/moest. monthly cost
$83,920/yrincome needed

About This Home

Charming 2-bedroom, 1-bathroom residence spanning 1,076 square feet, featuring a generous front yard and a spacious back yard, with versatile zoning that accommodates both residential and C-1 commercial use; this property is ideal for a professional office space while still offering comfortable living areas, convenient access. Close to nearby amenities.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
8/10
Koda Middle SchoolGrades 6-84.1 mi
8/10
Shenendehowa High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1953

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,076

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,076
  • Total interior livable area: 1,076 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 413800 278.4222
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 10
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$82$984
Property Taxes $127$1,524
Electricity $246$2,954
Total$2,098$25,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,931/yr
40% on housing$62,940/yr
45% on housing$55,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 12065$251
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12065$250
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-26Listed for sale$325,000
2025-08-11Listing removed$395,000
2025-06-04Listed for sale$395,000
2025-02-10Pending sale$395,000
2024-11-01Listed for sale$395,000
2022-09-06Sold$250,000
2021-08-19Sold$160,000
2021-07-16Pending sale$178,000
2021-07-13Contingent$178,000
2021-05-12Price change$178,000
2021-03-31Listed for sale$195,000

For Sale by Agent

AgentSara J Hillis
BrokerageSchermerhorn Realty Group LLC

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