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102 Stone Quarry Road, Halfmoon, NY, 12065

3beds
2baths
1,296sqft
$283,000
$218price/sqft
$2,047/moest. monthly cost
$81,880/yrincome needed

About This Home

Welcome home to this beautifully maintained property in the desirable Halfmoon area outside of Clifton Park, located within the award-winning Shenendehowa School District. With a brand-new roof, custom bathroom, and timeless character throughout, this home is truly move-in ready and affordable too! Wide-plank hardwood floors add warmth and charm throughout the main level and continue upstairs - yes, under the carpets too! The flexible floor plan includes a first-floor office that can easily serve as a fourth bedroom, along with the convenience of first-floor laundry, large bathroom with walk-in closet, a spacious mudroom, and a detached garage (can be heated) complete with an extra workshop area. The cozy pellet stove provides an efficient secondary heat source, helping reduce heating expense while creating a warm and inviting atmosphere during the colder months. Additional features include new front deck, awning, and door. Step outside to your own backyard retreat. Situated on just over half an acre, the fully fenced yard offers plenty of room to play, entertain, or relax. Enjoy summer days on the expansive double-level deck, cool off in the above-ground pool, gather around the fire pit, or simply unwind in the privacy of your outdoor oasis. Offering the perfect combination of comfort, character, flexible living space, and an exceptional location close to shopping, restaurants, parks, and everyday conveniences, this is a home you'll be proud to call your own.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Okte Elementary SchoolGrades K-52.0 mi
8/10
Acadia Middle SchoolGrades 6-84.4 mi
8/10
Shenendehowa High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer,Refrigerator,Range,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,High Speed Internet
  • Window features: Blinds
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil,Pellet Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 413800 284.2313
  • Zoning: Residential
  • Special condition: Standard

Features

  • Pool features: Above Ground
  • Patio & porch: Deck
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.51 Acres
  • Features: Landscaped,Level
  • Lot size dimensions: 75.2 x 310

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,431$17,172
Home Insurance *$71$852
Property Taxes $299$3,588
Electricity $246$2,954
Total$2,047$24,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,182/yr
40% on housing$61,410/yr
45% on housing$54,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 12065$252
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12065$250
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$283,000
2026-08-07Pending sale$283,000
2026-08-03Price change$283,000
2026-07-15Price change$295,000
2026-07-01Listed for sale$315,000
2024-08-15Sold$240,000
2024-07-03Pending sale$214,900
2024-06-26Listed for sale$214,900
2023-04-26Listing removed--
2023-03-29Pending sale$209,900
2023-03-21Listed for sale$209,900
2014-04-16Sold$115,000
2013-12-07Listing removed$124,800
2013-10-29Price change$124,800
2013-10-10Price change$139,800
2013-09-20Listed for sale$154,800

For Sale by Agent

AgentAdam Nye
BrokerageKW Platform

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