9 Halfmoon Drive, Waterford, NY, 12188
About This Home
Bring your vision and unlock the potential in this Halfmoon home, offered for the first time in recorded history. Located in the Shenendehowa School District, this is an opportunity to build equity in a location where updated homes continue to see strong demand. Priced to reflect the updates needed, you can invest in the improvements that matter most to you rather than paying for someone else's finishes. Inside, you'll find generous living space, original hardwood floors ready to be restored, and an oversized detached two car garage with an attached workshop that's perfect for hobbyists, contractors, or additional storage. Several major improvements have already been completed, including a newer septic system, approximately 10 year old roof, natural gas on demand hot water system, and blown in insulation for improved energy efficiency. Whether you're a first time buyer using a rehab loan, an investor looking for your next project, or someone ready to create a home tailored to your own style, this property offers a rare chance to make it your own while benefiting from the major mechanical updates already in place. Sold as is. Cash or rehab financing likely required.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1899
Materials
- Roof: Other,Asphalt
- Construction materials: Aluminum Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Old Style
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Oven,Range,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: First
Features
- High Speed Internet,Walk-In Closet(s),Wall Paneling,Eat-in Kitchen
- Flooring: Carpet,Hardwood
- Finished area below ground: 0
- Finished area above ground: 1,368
Foyer
- Level: First
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Heating & Cooling
- Heating features: Other,Baseboard,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,368
- Total interior livable area: 1,368 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 413800 285.714
- Special condition: Standard
Features
- Patio & porch: Rear Porch,Enclosed
- Exterior features: None
Lot
- Lot size: 0.28 Acres
- Features: Level,Landscaped
Parking
- Total spaces: 6
- Parking features: Detached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $291 | $3,492 |
| Electricity | $246 | $2,954 |
| Total | $1,877 | $22,524 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $249,900 |
| 2026-06-11 | Listed for sale | $264,900 |
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