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35 Meadow Rue Place, Malta, NY, 12020

2beds
1baths
1,345sqft
$359,900
$268price/sqft
$2,529/moest. monthly cost
$101,160/yrincome needed

About This Home

***PRICE REDUCED $10K*** Pride of ownership shines throughout this immaculate 2-bedroom standalone ranch home in Luther Forest. Enjoy the ease of one-floor living with no stairs, featuring a bright open layout with vaulted ceilings, skylights, central air, and stunning updates throughout. The beautifully renovated kitchen offers new white porcelain tile flooring, a luxury waterfall sink, new stainless steel appliances, and abundant workspace. The stylish contemporary bathroom has been completely updated. Both bedrooms feature new luxury carpeting and dual his-and-her closets, creating comfortable and functional living spaces. Natural light pours into the living room through two new 7-foot picture windows, highlighting the fresh paint, updated doors, modern lighting, and ceiling fans throughout the home. Relax year-round in the inviting 4-season Adirondack room overlooking the private backyard that backs to heavily treed HOA lands. Outside, enjoy summers lounging on your deck in a fenced yard with a peaceful natural setting where deer, turkey, and fox are frequent visitors. The oversized 2-car garage offers ample storage and a workbench, perfect for hobbies and projects.Conveniently located just 1 mile from Saratoga Lake, 5 miles to Downtown Saratoga Springs, and only 2 miles from I-87, this home combines tranquility with easy access to shopping, dining, recreation, GlobalFoundries, Saratoga Race Course, and all the Capital Region has to offer.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
7/10
6/10

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt
  • Construction materials: Tex 11 Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Vaulted Ceiling(s)
  • Door features: Sliding Doors
  • Finished area below ground: 0
  • Finished area above ground: 1,345

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Hot Water,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,345
  • Total interior livable area: 1,345 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 414089 230.6118
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Garden,Lighting
  • Fencing: Wood,Back Yard
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.33 Acres
  • Features: Level,Cleared

Parking

  • Total spaces: 4
  • Parking features: Off Street,Paved,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$84$1,008
Property Taxes $380$4,560
Electricity $246$2,954
Total$2,529$30,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,708/yr
40% on housing$75,870/yr
45% on housing$67,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 12020$236
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12020$271
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$359,900
2026-06-19Listed for sale$369,900
2026-02-22Listing removed$2,350
2026-01-12Listed for rent$2,350
2025-08-10Listing removed$2,295
2025-07-16Price change$2,295
2025-07-12Listed for rent$2,250
2025-01-18Listing removed$2,200
2024-10-13Listed for rent$2,200
2024-10-02Listing removed$2,395
2024-09-07Listed for rent$2,395
2024-03-08Sold$275,000
2024-02-09Pending sale$279,900
2024-02-01Listed for sale$279,900
2000-08-29Sold$98,000
1997-04-18Sold$84,000

For Sale by Agent

AgentGenevieve Suguitan
BrokerageSignature One Realty Group LLC

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