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80 W High Street, Ballston Spa, NY, 12020

4beds
3baths
3,362sqft
$535,000
$159price/sqft
$3,952/moest. monthly cost
$158,080/yrincome needed

About This Home

Own a piece of Ballston Spa history in this beautifully preserved 1845 Federal-style Colonial, where timeless character meets modern convenience. Just steps from the Village's shops, restaurants, and parks, this exceptional home showcases 10-foot ceilings, original hardwood floors, grand moldings, elegant fireplaces, a stunning staircase, and exquisite period woodwork throughout.The spacious floor plan features four bedrooms, three full baths, a dedicated home office, oversized living spaces, and a beautifully updated chef's kitchen complete with granite countertops, shaker cabinetry, a large center island, commercial-style range, and walk-in pantry. An expansive rear deck, rare attached one-car garage, natural gas heat, and public water and sewer provide all the comforts of today's lifestyle.Combining remarkable historic charm with modern updates in an unbeatable Village location just minutes from Saratoga Springs, this one-of-a-kind home is a rare opportunity you won't want to miss.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
7/10
6/10

Construction

Condition

  • Year built: 1845

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Range Hood,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • High Speed Internet,Built-in Features,Crown Molding,Eat-in Kitchen,Kitchen Island
  • Flooring: Tile,Wood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,362

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Hot Water,Natural Gas,Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,362
  • Total interior livable area: 3,362 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Mud Room

  • Level: First

Office

  • Level: Second

Property

Details

  • Parcel number: 414201 216.39310
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 0.25 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Off Street,Paved,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$126$1,512
Property Taxes $566$6,792
Electricity $555$6,667
Total$3,952$47,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,497/yr
40% on housing$118,560/yr
45% on housing$105,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 12020$238
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12020$271
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$535,000
2026-06-17Listed for sale$560,000
2026-02-09Sold$550,000
2025-12-18Pending sale$589,000
2025-10-10Price change$589,000
2025-09-22Price change$629,990
2025-09-09Listed for sale$649,990

For Sale by Agent

AgentColleen M Cameron
BrokerageCartier Real Estate Group LLC

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