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340 Stone Church Road, Ballston Spa, NY, 12020

0beds
0baths
600sqft
$115,000
$192price/sqft
$975/moest. monthly cost
$39,000/yrincome needed

About This Home

Buildable lot with strong value in the land at 340 Stone Church Rd. Located in the Ballston Spa School District, this property offers a great opportunity to build in a highly desirable area just minutes from Saratoga Performing Arts Center (SPAC) and the Village of Ballston Spa. Well already in place, drilled in 2011 by Hawk Drilling, adding key infrastructure value. Convenient location with easy access to major attractions, while still offering a peaceful setting for your future build. Natural gas is at the road.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
8/10
8/10

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence,Residential,Mobile Home

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Features

  • Finished area below ground: 0
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 414289 189.826
  • Special condition: Standard

Features

  • Exterior features: Other

Lot

  • Lot size: 0.88 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$27$324
Property Taxes $121$1,452
Electricity $246$2,954
Total$975$11,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,428/yr
40% on housing$29,250/yr
45% on housing$26,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 12020$240
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12020$271
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$115,000
2014-05-13Listing removed$49,000
2014-01-28Price change$49,000
2013-11-19Listed for sale$58,673
2009-07-02Listing removed$65,000
2008-11-23Listed for sale$65,000
2006-12-01Sold$48,700

For Sale by Agent

AgentDanielle Haskell
BrokerageFind Advisors

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