




284 Rowland Street, Ballston Spa, NY, 12020
About This Home
Set on a deep 0.34-acre lot in the Ballston Spa School District, this 3-bedroom, 2-full-bath raised ranch offers comfortable living spaces with plenty of flexibility for everyday life. Built in 1967, the home provides approximately 1,368 square feet above grade, plus additional finished space on the lower level. The main level welcomes you with hardwood floors and a bright living room featuring built-in shelving and a wide front window. The adjoining dining area flows naturally into the kitchen, where abundant wood cabinetry, generous counter space, a mosaic tile backsplash, tiled flooring, a gas range, microwave, dishwasher, and refrigerator create a practical setting for weeknight dinners and weekend gatherings. Beyond the dining room, a spacious bonus room is surrounded by windows and filled with natural light--ideal for morning coffee, a home office, playroom, or casual sitting area--with convenient access to the rear deck. All three bedrooms are located on the main level and feature hardwood flooring. The main bath includes an extended vanity and a tiled walk-in shower. Downstairs, the finished lower-level family room offers additional space for movie nights, hobbies, a home gym, or recreation, along with a second full bath, storage, and direct access to the attached two-car garage. Outside, the deck and patio overlook an expansive backyard with plenty of room for gardening, recreation, entertaining, and future outdoor plans. Conveniently located just minutes from downtown Ballston Spa, Saratoga Springs, shopping, restaurants, parks, and major commuter routes, this home offers the perfect combination of comfort, space, and location. Whether you're looking for room to grow or a place to make your own, this inviting property is ready to welcome you home.
Getting Around
Schools
Construction
Condition
- Year built: 1967
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Microwave,Refrigerator,Washer/Dryer
- Laundry features: Common Area
Basement
- Basement: None
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: Basement
Features
- Ceiling Fan(s),Built-in Features
- Flooring: Tile,Vinyl,Hardwood
- Finished area below ground: 432
- Finished area above ground: 936
Full Bathroom
- Level: Basement
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 936
- Total interior livable area: 936 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 414289 190.14219
- Special condition: Standard
Features
- Patio & porch: Deck,Front Porch
- Exterior features: Lighting
- Fencing: Wood,Back Yard,Fenced,Full
Lot
- Lot size: 0.34 Acres
- Features: Level,Road Frontage,Cleared
Parking
- Total spaces: 5
- Parking features: Off Street,Paved,Attached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $328 | $3,936 |
| Electricity | $246 | $2,954 |
| Total | $2,214 | $26,568 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $310,000 |
| 2026-07-16 | Listed for sale | $320,000 |
| 2005-04-14 | Sold | $172,000 |
| 2001-06-29 | Sold | $93,500 |
