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13 Leonard Street, Gansevoort, NY, 12831

2beds
2baths
2,998sqft
$175,000
$58price/sqft
$1,607/moest. monthly cost
$64,280/yrincome needed

About This Home

Here is your opportunity to acquire a former church property with tremendous flexibility and future potential. Situated on a level 0.40-acre lot, with an AADT traffic count over 3000, this 2,998-square-foot building features a spacious main assembly hall (33'-2'' X 47'-9'') ideal for worship services, community gatherings, banquet events, wedding receptions, educational programs, conferences, nonprofit organizations, and meeting facilities. The property's Hamlet zoning supports a wide variety of uses, making it attractive not only for religious organizations but also for investors and entrepreneurs seeking space for offices, retail operations, restaurants, fitness facilities, medical practices, schools, mixed-use development, or multi-family housing. The current configuration also offers the possibility of creating two residential apartments while preserving the large assembly area for events, worship, or community functions, subject to local approvals. One of the property's standout features is the expansive parking area accommodating approximately 30 plus vehicles, providing a significant advantage for churches, banquet facilities, event venues, and commercial operations. Additional improvements include a full basement, natural gas forced-air heating, 200+ amp electrical service, drilled well, septic system, covered porch, and vinyl siding exterior. Whether envisioned as a thriving house of worship, banquet center, community gathering space, meeting facility, event venue, or mixed-use investment, 13 Leonard Street offers exceptional versatility, ample parking, and zoning flexibility in a desirable Saratoga County location. Buyers are encouraged to review the attached zoning documentation for the complete list of permitted uses and development opportunities.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Ballard Elementary SchoolGrades PK-54.5 mi
4/10

Construction

Condition

  • Year built: 1860

Materials

  • Roof: Slate
  • Construction materials: Cedar

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,998

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,998
  • Total interior livable area: 2,998 sqft

Property

Details

  • Parcel number: 414600 103.1213
  • Zoning description: Mixed
  • Special condition: Standard

Features

  • Patio & porch: Porch
  • Exterior features: Other

Lot

  • Lot size: 0.40 Acres
  • Features: Level

Parking

  • Total spaces: 30
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$43$516
Property Taxes $185$2,220
Electricity $495$5,945
Total$1,607$19,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,097/yr
40% on housing$48,210/yr
45% on housing$42,853/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 12831$295
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12831$247
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$175,000
2026-06-10Listed for sale$175,000
2026-04-22Sold$100,000
2013-10-21Listing removed$249,000
2013-08-21Listed for sale$249,000
2003-10-16Sold$95,981

For Sale by Agent

AgentJoseph P Cardinale
BrokerageHoward Hanna Capital Inc

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