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9 Cook Circle, Gansevoort, NY, 12831

3beds
3baths
1,676sqft
$390,000
$233price/sqft
$2,757/moest. monthly cost
$110,280/yrincome needed

About This Home

Classic 2-story Colonial built in 1988 offering 1,676 sq ft of comfortable living space on a 0.43-acre suburban lot. This 3-bedroom, 2 full and 1 half bath home features a traditional layout with 948 sq ft on the first floor and 728 sq ft on the second, providing well-proportioned rooms and functional flow throughout. The home includes a bright main level with a welcoming living area, dining space, and kitchen designed for everyday convenience. Upstairs, four bedrooms offer flexibility for sleeping quarters, office space, or guest accommodations. A partial basement provides additional storage potential. Mechanical updates and features include forced hot air gas heat, central air conditioning, and public/commercial water service. The exterior is finished in durable aluminum and vinyl siding, contributing to low-maintenance living. A covered porch and additional open porch enhance outdoor enjoyment. The property also includes an attached 1-car garage (308 sq ft, 14x22) built in 1988, offering secure parking and extra storage. Situated in a typical suburban setting within the Schuylerville School District, the lot spans approximately 18,731 sq ft with a level residential footprint, 0.43 acres. A solid opportunity for buyers seeking a well-sized home with classic colonial character, practical layout, and convenient suburban location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Kitchen Island
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,676

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,676
  • Total interior livable area: 1,676 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 414600 129.1515
  • Special condition: Standard

Features

  • Patio & porch: Porch
  • Exterior features: None

Lot

  • Lot size: 0.43 Acres
  • Features: Level,Cleared

Parking

  • Total spaces: 4
  • Parking features: Off Street,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$97$1,164
Property Taxes $412$4,944
Electricity $276$3,323
Total$2,757$33,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,525/yr
40% on housing$82,710/yr
45% on housing$73,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 12831$288
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12831$247
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$390,000
2018-11-06Sold$252,000
2018-09-17Pending sale$249,900
2018-08-07Price change$249,900
2018-07-17Listed for sale$255,000
2015-12-31Sold$190,000
2015-11-17Price change$190,000
2015-11-12Listed for sale$187,500
2000-08-18Sold$83,259
2000-06-09Sold$500

For Sale by Agent

AgentThomas R Trevett
BrokerageTrevett Group LLC

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