16 Louden Road, Saratoga Springs, NY, 12866
About This Home
Small cottage on large lot just five miles from the City of Saratoga Springs, in the Town of Saratoga, Schuylerville School District. A portion of the rear of the nearly one acre parcel is contiguous to Schuyler Park. Just step across your property to the walking trails, Pavilions, playground and picnic areas. Reliable month to month tenant has resided in the home for many years and would like to stay. Large enough parcel to build a new large home while you recoup income from the tenant. Home needs updating but has a newer roof (~6yrs), furnace, hot water heater and water pump. Extremely low total property Taxes are only $2208 WITHOUT the STAR exemption! Lot offers privacy, yet close to all the adventures in the area and necessities of living.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1939
Materials
- Construction materials: Tex 11 Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Water Heater,Oven,Range,Refrigerator
- Laundry features: Other
Basement
- Has basement: Yes
- Basement: Interior Entry,Sump Pump,Unfinished
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- High Speed Internet,Eat-in Kitchen
- Flooring: Vinyl,Hardwood
- Finished area below ground: 0
- Finished area above ground: 578
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Propane,Propane Tank Leased
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 578
- Total interior livable area: 578 sqft
Kitchen
- Level: Second
Living Room
- Level: First
Other
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 415089 155.123
- Special condition: Standard
Features
- Exterior features: None
- Fencing: None
Lot
- Lot size: 0.85 Acres
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $50 | $600 |
| Property Taxes | $210 | $2,520 |
| Electricity | $246 | $2,954 |
| Total | $1,512 | $18,144 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Listed for sale | $239,000 |
| 1997-10-06 | Sold | $7,000 |
View on Zillow