1316 Nys Rt 9P, Saratoga Springs, NY, 12866
About This Home
Welcome to a reimagined Saratoga Lake retreat where timeless lake living meets elevated modern design. Just minutes from downtown Saratoga Springs, crafted with premium Hardie Board siding, Andersen windows and doors, and extensive exterior upgrades, this custom-built 3-bedroom, 2.5-bath home delivers both durability and luxury in one of the area's most sought-after waterfront settings. Turreted walls of glass frame panoramic lake views while filling the home with natural light. Inside, warm and inviting living spaces blend craftsmanship and comfort with granite countertops, GE Café appliances, stained-glass accents, and a cozy gas fireplace. The primary suite offers a peaceful escape complete with skylights, spacious his-and-her walk-in closets, and elevated views. Step outside, and the lifestyle truly comes alive. The new, custom-lit paver patio creates an incredible lakeside entertaining space overlooking Saratoga Lake. The showcase patio is ideal for morning coffee, summer evenings, or gathering to watch fireworks and sunsets... right from Home. The Canadock modular docking system provides exceptional flexibility and functionality,, offering effortless access for boating, swimming, and lakeside recreation. Spend the afternoon cruising the lake, then pull your boat up to one of Saratoga Lake's waterfront restaurants for dinner before returning home to sunset views from your patio. Additional highlights include owned solar panels ($19 electric bills!) central air conditioning, gas heat, expansive decking, garage parking, and beautifully updated exterior finishes that give the home a crisp coastal-inspired feel rarely found on the lake. While the setting feels like a private waterfront escape, you remain just minutes from downtown Saratoga Springs, world-class dining, shopping, and the Saratoga Race Course. This is sophistication, recreation, convenience, and elevated lake living. Schedule your private experience today!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2020
Materials
- Roof: Asphalt
- Construction materials: Drywall,Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Gas Water Heater,Instant Hot Water,Microwave,Oven,Range,Range Hood,Refrigerator,Tankless Water Heater,Washer/Dryer,Water Purifier,Water Softener
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom
- Level: First
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: Second
Features
- High Speed Internet,Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Cathedral Ceiling(s),Ceramic Tile Bath,Eat-in Kitchen
- Door features: French Doors,Sliding Doors,Storm Door(s)
- Window features: Skylight(s),Blinds,ENERGY STAR Qualified Windows,Insulated Windows
- Flooring: Tile,Ceramic Tile,Laminate
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,472
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Propane Tank Leased
- Cooling features: Central Air
Interior Area
- Total structure area: 2,472
- Total interior livable area: 2,472 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Primary Bedroom
- Level: Second
Utility Room
- Level: First
Property
Details
- Parcel number: 415089 193.10119
- Zoning description: Single Residence
- Special condition: Standard
- Other equipment: Irrigation Equipment
Features
- Patio & porch: Composite Deck,Deck,Front Porch,Porch
- Exterior features: Dock
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake/River Across Rd,Deeded Water Access,Lake Front
- Waterbody name: Saratoga Lake
Lot
- Lot size: 6,534 sqft
- Features: Corner Lot,Waterfront
Parking
- Total spaces: 4
- Parking features: Off Street,Paved,Attached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,837 | $94,044 |
| Home Insurance * | $394 | $4,728 |
| Property Taxes | $1,640 | $19,680 |
| Electricity | $408 | $4,902 |
| Total | $10,279 | $123,348 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $1,450,000 |
| 2026-07-09 | Price change | $1,550,000 |
| 2026-05-26 | Listed for sale | $1,625,000 |
| 2024-03-15 | Sold | $1,235,000 |
| 2024-02-04 | Pending sale | $1,300,000 |
| 2023-12-15 | Listed for sale | $1,300,000 |
| 2021-12-15 | Listing removed | -- |
| 2021-10-13 | Listed for sale | $924,500 |
| 2018-01-17 | Listing removed | $289,000 |
| 2017-08-06 | Price change | $289,000 |
| 2017-06-20 | Price change | $595,000 |
| 2017-06-14 | Pending sale | $284,000 |
| 2017-06-13 | Listed for sale | $595,000 |
| 2017-05-17 | Sold | $250,000 |
| 2004-03-15 | Sold | $163,000 |
| 2000-02-01 | Sold | $120,000 |
| 1999-06-30 | Sold | $125,000 |
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