1142 Nys Rt 9P, Saratoga Springs, NY, 12866
About This Home
Tucked away like a well-kept secret, this Saratoga Lake retreat redefines waterfront living with 100 feet of completely private shoreline. A striking two-tiered 34' x 12' deck--framed by a graceful black willow and a dramatic slate cliff--creates a secluded outdoor sanctuary designed for sunset views and quiet moments. Inside, the home blends modern refinement with natural warmth. Solid ¾'' oak floors flow throughout, leading into a custom-designed kitchen with quartz countertops and sleek stainless-steel appliances. Every detail has been thoughtfully updated, from the spa-like soaker tub to the efficient new furnace, central air, and forced-air heating system. Outside is a permanent lakeside deck with an easy-to-install three-section dock, perfect for accommodating multiple boats and spontaneous days on the water. Set on a beautifully landscaped 100 x 100 lot designed for effortless upkeep, this two-bedroom, one-bath home offers a rare combination of privacy, comfort, and prime lake frontage--an opportunity that seldom comes to market.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1996
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Block,Drywall,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Refrigerator,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Basement: None
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- High Speed Internet,Solid Surface Counters,Built-in Features,Eat-in Kitchen
- Window features: Bay Window(s)
- Flooring: Tile,Wood,Ceramic Tile,Hardwood
- Finished area below ground: 0
- Finished area above ground: 1,139
Heating & Cooling
- Heating features: Forced Air,Propane,Propane Tank Leased
- Cooling features: Central Air
Interior Area
- Total structure area: 1,139
- Total interior livable area: 1,139 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 415089 206.9122
- On leased land: Yes
- Special condition: Standard
Features
- Patio & porch: Deck,Patio,Porch
- Exterior features: Lighting,Dock
- Fencing: Back Yard
- Has view: Yes
- View description: Mountain(s),Skyline,Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Stairway,Lake Front
- Waterbody name: Saratoga Lake
Lot
- Lot size: 0.28 Acres
- Features: Road Frontage,Sloped,Views,Landscaped,Waterfront
Parking
- Total spaces: 4
- Parking features: Off Street,Under Residence,Paved,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,787 | $45,444 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $792 | $9,504 |
| Electricity | $246 | $2,954 |
| Total | $5,015 | $60,180 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $849,000 |
| 2023-11-28 | Sold | $710,000 |
| 2023-10-26 | Pending sale | $712,000 |
| 2023-10-13 | Listed for sale | $712,000 |
| 2017-01-17 | Sold | $273,000 |
| 2016-11-20 | Pending sale | $268,000 |
| 2016-11-04 | Price change | $268,000 |
| 2016-09-19 | Price change | $375,000 |
| 2016-07-29 | Price change | $399,000 |
| 2016-06-29 | Listed for sale | $420,000 |
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