3 Bunce Lane, Stillwater, NY, 12170
About This Home
Opportunity to own a 3-unit investment property in the highly desirable Stillwater area. The spacious lot features off-street parking and a retaining wall installed in 2006 to help protect against erosion. Enjoy direct water access with the potential to build a small boat dock, creating a unique amenity rarely found at this price point. Known for excellent bass fishing, this location is a favorite among outdoor enthusiasts. Conveniently located near local amenities, schools, parks, and all that Saratoga County has to offer, this property combines investment potential with an attractive lifestyle setting. Whether you're looking to expand your portfolio or pursue your next project, this is an opportunity you won't want to miss. Property sold as is. Cash Only. All information to be verified as buyer due diligence.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1857
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Triplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Bilco Doors
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 2,213
Heating & Cooling
- Heating features: Oil
- Cooling features: None
Interior Area
- Total structure area: 2,213
- Total interior livable area: 2,213 sqft
Property
Details
- Parcel number: 415201 253.34215
- Attached to another structure: Yes
- Special condition: Standard
Features
- Exterior features: Other
- On waterfront: Yes
- Waterfront features: River Front
- Waterbody name: Hudson River
Lot
- Lot size: 0.40 Acres
Parking
- Total spaces: 5
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $753 | $9,036 |
| Home Insurance * | $62 | $744 |
| Property Taxes | $157 | $1,884 |
| Electricity | $365 | $4,388 |
| Total | $1,337 | $16,044 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $149,000 |
| 2026-07-09 | Pending sale | $149,000 |
| 2026-06-18 | Listed for sale | $149,000 |
| 2026-01-02 | Listing removed | $172,000 |
| 2025-12-09 | Price change | $172,000 |
| 2025-11-04 | Price change | $173,000 |
| 2025-10-17 | Listed for sale | $174,000 |
| 2025-10-16 | Sold | $152,000 |
| 2025-07-15 | Listed for sale | $175,000 |
| 2023-12-01 | Listing removed | -- |
| 2022-11-09 | Pending sale | $137,900 |
| 2022-10-25 | Listed for sale | $137,900 |
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