9 6th Street, Waterford, NY, 12188
About This Home
This spacious Cape-style home offers the perfect blend of classic charm and modern comfort, ideally situated in the vibrant Village of Waterford. Boasting generous living space, this well-maintained property features multiple bedrooms and flexible living areas designed to accommodate today's lifestyle and family. Step inside to find a bright and inviting interior with a large living room and formal dining room, ideal for entertaining or relaxing, and a well-appointed kitchen with ample cabinetry and workspace. The home's layout provides versatility, with options for a first-floor bedroom and home office, while additional bedrooms upstairs offer privacy and comfort. Outside, enjoy a sizable yard perfect for outdoor gatherings, gardening, or simply unwinding. The property's location is a standout feature--nestled in a lively community known for its rich history, local shops, dining, and scenic waterfront access along the Erie Canal. With its combination of space, character, and prime location, this Cape home presents a fantastic opportunity to enjoy all that Waterford has to offer
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1934
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Built-In Gas Oven,Dishwasher,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: First
Dining Room
- Level: First
Dining Room
- Level: First
Features
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,415
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,415
- Total interior livable area: 2,415 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 415401 291.70224
- Special condition: Standard
Features
- Exterior features: None
Lot
- Lot size: 0.25 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $370 | $4,440 |
| Electricity | $399 | $4,789 |
| Total | $2,646 | $31,752 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $374,999 |
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