See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4 Pine Knoll Drive, Saratoga Springs, NY, 12866

6beds
5baths
3,568sqft
$749,000
$210price/sqft
$5,346/moest. monthly cost
$213,840/yrincome needed

About This Home

Opportunity awaits with this spacious 4-bedroom, 3½-bath Colonial featuring a 2-bedroom, 1-bath in-law apartment, ideally located in the Town of Wilton with low taxes and situated within the highly desirable Saratoga Springs School District. Just minutes from downtown Saratoga Springs, you'll enjoy easy access to world-class dining, shopping, entertainment, the famous horse racing track and recreation while benefiting from the lower tax rate of Wilton. This home offers incredible space and flexibility and needs a little updating to truly transform it into the dream home you've always envisioned. The main residence features four upstairs bedrooms, including a spacious primary suite with a full bath and an ensuite bedroom. Multiple living areas include a welcoming living room, a cozy family room with a beautiful brick fireplace, a formal dining room, and a large kitchen showcasing granite countertops and custom hickory countertops. Additional highlights include central air conditioning, laminate flooring, a full basement with abundant storage, and a three-season enclosed porch. The separate 2-bedroom, 1-bath in-law apartment provides excellent space for extended family, guests, or potential rental income opportunities. Outside, you will find an enormous front sitting porch, a beautifully landscaped and privacy-fenced backyard, and a pavilion-style sitting area perfect for entertaining or relaxing. A finished one-car garage with a wood stove offers the ideal man cave, workshop, or hobby space, while the very large, paved driveway provides ample parking for family and guests. With its generous square footage, versatile layout, sought-after location, and tremendous potential, this property presents a rare opportunity to create something truly special just moments from everything Saratoga Springs has to offer.

Getting Around

8
WalkingCar-Dependent
24
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1969

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Asbestos Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bilco Doors,Full,Heated,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Entry

  • Level: First

Features

  • Ceiling Fan(s),Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s),Ceramic Tile Bath
  • Flooring: Tile,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,568

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Hot Water,Natural Gas
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 3,568
  • Total interior livable area: 3,568 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Living Room

  • Level: First

Office

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 415600 153.1516
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Entry location: First
  • Patio & porch: Screened,Enclosed,Front Porch,Glass Enclosed,Patio
  • Exterior features: Lighting
  • Fencing: Back Yard,Chain Link,Privacy
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 0.63 Acres
  • Features: Level,Road Frontage,Sprinklers In Front,Sprinklers In Rear,Cul-De-Sac,Landscaped

Parking

  • Total spaces: 10
  • Parking features: Paved,Attached,Driveway,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$190$2,280
Property Taxes $780$9,360
Electricity $589$7,075
Total$5,346$64,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,291/yr
40% on housing$160,380/yr
45% on housing$142,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$451
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$699,900
2026-06-25Listed for sale$749,000
2026-06-19Listing removed$749,000
2026-05-28Listed for sale$749,000
1997-04-24Sold$96,000

For Sale by Agent

AgentRandy J Brown
BrokerageHoward Hanna Capital Inc

Similar Homes