11 River Street, Schenectady, NY, 12305
About This Home
A spacious 4-bedroom, 2-bath single-family home offering comfort, character, and convenience in the heart of Schenectady. Conveniently located near downtown Schenectady, Mohawk Harbor, restaurants, and shops. Bring your vision and unlock the potential of 11 River Street!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1875
Materials
- Roof: Shingle,Asphalt
- Construction materials: Clapboard,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Washer/Dryer
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Full,Sump Pump
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- High Speed Internet,Ceiling Fan(s),Solid Surface Counters,Walk-In Closet(s),Crown Molding,Eat-in Kitchen,Kitchen Island
- Flooring: Tile,Wood,Hardwood
- Finished area below ground: 0
- Finished area above ground: 1,930
Full Bathroom
- Level: First
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Zoned
- Cooling features: None
Interior Area
- Total structure area: 1,930
- Total interior livable area: 1,930 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 421500 39.48125
- Special condition: Standard
Features
- Exterior features: Lighting
- Fencing: Fenced
Lot
- Lot size: 5,227 sqft
- Features: Cleared
Parking
- Total spaces: 2
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $986 | $11,832 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $344 | $4,128 |
| Electricity | $318 | $3,827 |
| Total | $1,784 | $21,408 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-14 | Listed for sale | $210,000 |
| 2025-11-27 | Contingent | $210,000 |
| 2025-11-26 | Pending sale | $210,000 |
| 2025-10-29 | Listed for sale | $210,000 |
| 2020-01-08 | Sold | $155,000 |
| 2019-11-04 | Pending sale | $129,900 |
| 2019-10-24 | Listed for sale | $129,900 |
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