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137 Front Street APT 203, Schenectady, NY, 12305

1beds
1baths
705sqft
$183,400
$260price/sqft
$1,625/moest. monthly cost
$65,000/yrincome needed

About This Home

Enjoy the best of historic charm and low-maintenance living in this inviting condominium located in the heart of Schenectady's sought-after Historic Stockade District. This walkable neighborhood is known for its beautiful architecture, tree-lined streets, and vibrant community, placing coffee shops, locally owned restaurants, boutiques, parks, and cultural attractions just steps from your door. Outdoor enthusiasts will love the nearby Mohawk River waterfront and the Empire State Trail, offering miles of scenic walking, running, and biking paths, along with opportunities for kayaking, boating, and enjoying the natural beauty of the river. Whether you're grabbing your morning coffee, dining with friends, attending a show at Proctors Theatre, or exploring the neighborhood, everything you need is within easy reach. Residents enjoy the convenience of dedicated off-street parking and an in-ground swimming pool, perfect for relaxing during the summer months. The professionally maintained community provides a carefree lifestyle with more time to enjoy the area's dining, entertainment, recreation, and community events. Ideal as a primary residence, weekend retreat, or investment property, this condo offers the perfect blend of location, convenience, and lifestyle. Experience the character of one of the Capital Region's most historic neighborhoods while enjoying easy access to downtown Schenectady, Union College, Rivers Casino, Ellis Hospital, and major highways for an easy commute throughout the Capital District.

Getting Around

81
WalkingVery Walkable
47
TransitSome Transit
67
BikeBikeable

Schools

5/10
Yates Elementary SchoolGrades PK-51.4 mi
2/10
Oneida Middle SchoolGrades 6-81.5 mi
3/10
Schenectady High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Other
  • Construction materials: Stone

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Oven,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Cathedral Ceiling(s)
  • Window features: Storm Window(s)
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 705

Foyer

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 705
  • Total interior livable area: 705 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Doors,Accessible Hallway(s),Accessible Sidewalks,Customized Wheelchair Accessible

Details

  • Parcel number: 421500 39.552203
  • Zoning description: Multi Residence
  • Special condition: Standard

Features

  • Pool features: In Ground
  • Patio & porch: Other,Patio
  • Exterior features: Other,Gas Grill,Lighting
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Lake/River Across Rd
  • Waterbody name: Mohawk River

Lot

  • Lot size: 435.60 sqft
  • Features: Private,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Off Street,Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $927$11,124
Home Insurance *$128$1,536
Property Taxes $324$3,888
Electricity $246$2,954
Total$1,625$19,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,714/yr
40% on housing$48,750/yr
45% on housing$43,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 12305$154
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12305$80
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$183,400
2026-08-01Listed for sale$183,400
2023-05-15Listing removed--
2023-05-01Listed for rent$1,300
2022-02-08Listing removed--
2022-01-18Listed for rent$1,300
2018-10-29Sold$96,000
2018-08-13Pending sale$93,900
2018-07-28Listed for sale$93,900
2012-01-30Sold$64,000

For Sale by Agent

AgentChristopher LaFlamme
BrokerageKW Platform

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