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229 Green Street, Schenectady, NY, 12305

4beds
3baths
2,353sqft
$284,900
$121price/sqft
$2,530/moest. monthly cost
$101,200/yrincome needed

About This Home

Nestled in the heart of Schenectady's sought-after Stockade neighborhood, this traditional brick triplex offers a rare investment opportunity in one of the city's most picturesque and historic areas. Fully rented with long-term tenants in place, this property provides immediate cash flow and solid rental history. The layout features two units on the first floor and a third unit on the second floor. Classic brick construction, walkable surroundings, and close proximity to downtown, restaurants, and Rivers Casino make this a high-demand location for tenants.

Getting Around

81
WalkingVery Walkable
49
TransitSome Transit
67
BikeBikeable

Schools

4/10
Yates Elementary SchoolGrades PK-51.5 mi
3/10
Oneida Middle SchoolGrades 6-81.5 mi
3/10
Schenectady High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Roof: Flat,Rubber
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Triplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,353

Heating & Cooling

  • Heating features: Hot Water,Radiant,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,353
  • Total interior livable area: 2,353 sqft

Property

Details

  • Parcel number: 421500 39.55323
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 3,920 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$199$2,388
Property Taxes $503$6,036
Electricity $388$4,666
Total$2,530$30,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,742/yr
40% on housing$75,900/yr
45% on housing$67,466/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 12305$154
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12305$80
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$284,900
2026-04-21Listing removed$289,900
2026-03-11Price change$289,900
2026-01-16Price change$294,900
2025-12-16Price change$299,900
2025-11-21Price change$309,900
2025-10-20Listed for sale$319,900
2021-03-24Listing removed--
2019-11-07Listing removed$1,200
2019-10-07Listed for rent$1,200
2017-01-01Listing removed$189,000
2016-09-10Listed for sale$189,000
2015-07-21Listing removed$179,000
2015-05-17Price change$179,000
2014-10-08Listed for sale$187,000
2012-11-01Listing removed$189,000
2012-04-25Listed for sale$189,000
2003-09-03Sold$95,500

For Sale by Agent

AgentKristian Khachadourian
BrokerageKW Platform

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