627 Nott Street, Schenectady, NY, 12308
About This Home
Income-producing single-family home on Nott Street in Schenectady. Built in 1890 with two stories, five bedrooms, and two full baths, one on each floor. Roughly 1,541 square feet with forced-air heat, a full basement, and a slate roof. Long-term rental in place. Available on its own or within an eleven-building Schenectady portfolio. Available individually or as an 11-building, 29-unit portfolio. Portfolio MLS numbers: 202622254, 202622261, 202622290, 202622295, 202622297, 202622298, 202622340, 202622342, 202622344, 202622345, 202622350.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Roof: Slate
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Oven,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Ceramic Tile,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,541
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,541
- Total interior livable area: 1,541 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 421500 39.58114
- Zoning description: Commercial
- Special condition: Standard
Features
- Exterior features: None
Lot
- Lot size: 3,484 sqft
Parking
- Total spaces: 1
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,259 | $15,108 |
| Home Insurance * | $124 | $1,488 |
| Property Taxes | $439 | $5,268 |
| Electricity | $254 | $3,055 |
| Total | $2,076 | $24,912 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $249,000 |
| 2023-02-14 | Sold | $124,000 |
| 2007-05-31 | Sold | $62,000 |
View on Zillow