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1002 Helderberg Avenue, Schenectady, NY, 12306

4beds
2baths
2,985sqft
$329,000
$110price/sqft
$2,848/moest. monthly cost
$113,920/yrincome needed

About This Home

OPEN HOUSE **** 8/2 11am-1pm. Welcome to this spacious and versatile 4-bedroom, 2-bathroom home offering the perfect blend of classic charm and modern updates. With beautifully refinished hardwood floors (2023) and a roof approximately 5 years old, this home is move-in ready while providing plenty of opportunities to make it your own. Outside, the property features a large driveway with ample off-street parking and a detached 2-car garage, providing plenty of room for vehicles, storage, hobbies, or a workshop. One of the home's standout features is the bonus room at the rear of the house with its own separate entrance. This flexible space offers endless possibilities, including: - A potential guest or in-law suite - Home office or professional workspace - Subject to local zoning and regulations, it may also offer potential as a rental or Airbnb space.

Getting Around

65
WalkingSomewhat Walkable
28
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

6/10
Van Corlaer SchoolGrades PK-50.3 mi
2/10
3/10
Schenectady High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Range Hood,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,985

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,985
  • Total interior livable area: 2,985 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 421500 48.68510
  • Special condition: Standard

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 7
  • Parking features: Off Street,Paved,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$111$1,332
Property Taxes $581$6,972
Electricity $493$5,919
Total$2,848$34,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,645/yr
40% on housing$85,440/yr
45% on housing$75,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 12306$219
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12306$202
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$329,000
2026-07-20Listed for sale$329,000
2025-09-03Listing removed$1,470
2025-08-03Listed for rent$1,470
2022-10-31Sold$250,000
2022-08-29Pending sale$284,000
2022-08-01Price change$284,000
2022-07-12Price change$289,000
2022-06-24Listed for sale$299,000
2016-06-22Sold$66,000
2016-06-03Pending sale$55,000
2016-05-19Price change$55,000
2016-05-03Listed for sale$64,900
2016-04-20Pending sale$64,900
2016-04-19Price change$64,900
2016-03-19Price change$69,900
2016-02-17Listed for sale$78,000
2004-07-12Sold$100,000
1998-05-21Sold$87,000

For Sale by Agent

AgentNathaniel Sorce
BrokerageMcDonald Real Estate Comp LLC

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