27 Catherine Street, Schenectady, NY, 12307
About This Home
Excellent investment or owner-occupy opportunity just off State Street! This well-maintained two-unit multifamily property is conveniently located near Proctors, Rivers Casino, public transportation, shopping, and restaurants. Featuring reliable long-term tenants, this property offers steady income potential with separate utilities for each unit. Additional highlights include a detached garage, walk-up attic providing plenty of extra storage space, and a large dry basement with laundry area. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this versatile property is full of opportunity!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 2,120
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 2,120
- Total interior livable area: 2,120 sqft
Property
Details
- Parcel number: 421500 49.26220
- Attached to another structure: Yes
- Special condition: Standard
Features
- Exterior features: None
Lot
- Lot size: 3,049 sqft
Parking
- Total spaces: 4
- Parking features: Off Street,Paved,Detached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $485 | $5,820 |
| Electricity | $350 | $4,204 |
| Total | $2,436 | $29,232 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-19 | Price change | $275,000 |
| 2026-05-13 | Listed for sale | $285,000 |
| 2010-04-30 | Sold | $35,000 |
| 2008-04-28 | Sold | $29,000 |
| 2005-02-11 | Sold | $44,000 |
| 1996-06-06 | Sold | $4,500 |
| 1995-12-11 | Sold | $24,615 |
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