




12 Lomasney Avenue, Schenectady, NY, 12308
About This Home
Welcome to 12 Lomasney Avenue a location worthy of calling Home. This is a complete interior renovation that will give peace of mind years to come. Featuring two-unit up/down duplex offering a solid investment opportunity and a chance to be part of Schenectady's ongoing revitalization. Each unit features a spacious 3-bedroom, 1- bath layout with upgraded finishes, including marble and ceramic tile bathrooms, complemented by marble backsplashes in the kitchen paired with quartz countertop. Creating a clean, durable and cohesive design throughout. Bonus enclosed front and rear porches add additional usable space and year-round enjoyment. Property was completely gutted down to the studs so all new Insulation, Plumbing, Electrical/electrical panel & service outside, hot water tank, Boiler, Roof and Doors. Kitchen and Bath were completed with custom cabinets, modern fixtures, and SS appliances paired with a walk in pantry, providing peace of mind and long-term value. The windows were replaced by the previous owner. Outside, you'll find a detached oversize garage and a driveway for added convenience and large backyard. Conveniently located on a quite dead-end street near Union St and N Brandywine, with easy access to local shopping, dining, and transportation. The building is being delivered vacant, offering flexibility for an owner-occupant, a strong addition to an investment portfolio, or an ideal starting point to build one. Schedule a showing today. A MUST SEE TO APPRECIATE!
Getting Around
Schools
Construction
Condition
- Year built: 1925
Materials
- Foundation: None
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceramic Tile Bath
- Flooring: Vinyl
- Finished area below ground: 0
- Finished area above ground: 2,418
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,418
- Total interior livable area: 2,418 sqft
Property
Details
- Parcel number: 421500 49.2715
- Attached to another structure: Yes
- Special condition: Standard
- Other equipment: None
Features
- Patio & porch: Rear Porch,Front Porch
- Fencing: None
Lot
- Lot size: 8,276 sqft
Parking
- Total spaces: 1
- Parking features: Off Street,Paved,Detached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,098 | $25,176 |
| Home Insurance * | $207 | $2,484 |
| Property Taxes | $733 | $8,796 |
| Electricity | $399 | $4,795 |
| Total | $3,437 | $41,244 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $409,900 |
| 2026-07-09 | Listed for sale | $415,000 |
| 2026-07-02 | Pending sale | $415,000 |
| 2026-06-26 | Listed for sale | $415,000 |
| 2026-01-27 | Sold | $163,000 |
| 2006-08-23 | Sold | $135,000 |
| 2006-03-20 | Sold | $70,000 |
